{
  "crd_number": 314520,
  "slug": "financial-designs-wealth-management-miami-fl-314520",
  "primary_business_name": "FINANCIAL DESIGNS WEALTH MANAGEMENT",
  "legal_name": "FINANCIAL DESIGNS WEALTH MANAGEMENT LLC",
  "dbas": [
    "FD WEALTH"
  ],
  "city": "Miami",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "33100",
  "metro": {
    "cbsa_code": "33100",
    "common_name": "Miami",
    "msa_name": "Miami-Fort Lauderdale-West Palm Beach, FL",
    "path": "/advisors/fl/miami"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2023-06-20",
  "years_registered": 3,
  "period": "2026-10-01",
  "filing_date": "2026-06-16",
  "carried_forward": false,
  "raum_total": 261182326.0,
  "raum_discretionary": 173904788.0,
  "raum_non_discretionary": 87277538.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 6,
  "advisory_employees": 4,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 8716997.0,
      "count": 38
    },
    "pension_profit_sharing": {
      "raum": 87277538.0,
      "count": 62
    },
    "high_net_worth_individuals": {
      "raum": 163067240.0,
      "count": 77
    },
    "corporations_other_businesses": {
      "raum": 2120551.0,
      "count": 4,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "TX"
  ],
  "websites": [
    "https://financialdesignswealth.com",
    "https://linkedin.com/company/fd-wealth"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/314520",
  "city_as_filed": "MIAMI",
  "url": "https://advisorcensus.com/firm/financial-designs-wealth-management-miami-fl-314520",
  "display_name": "Financial Designs Wealth Management",
  "summary": "Financial Designs Wealth Management is an SEC-registered investment advisory firm in Miami, FL, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 16, 2026.",
  "citation": "AdvisorCensus. Financial Designs Wealth Management (CRD 314520): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Financial Designs Wealth Management compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Financial Designs Wealth Management reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "How much does Financial Designs Wealth Management charge?",
      "a": "Its Form ADV Part 2A brochure dated June 16, 2026 states: Hourly rate: $500 an hour (financial planning and Estate Planning Coordination services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Financial Designs Wealth Management located?",
      "a": "Financial Designs Wealth Management's principal office is in Miami, FL, according to its Form ADV."
    },
    {
      "q": "Is Financial Designs Wealth Management registered with the SEC or a state?",
      "a": "Financial Designs Wealth Management is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 314520."
    },
    {
      "q": "How much does Financial Designs Wealth Management manage?",
      "a": "Financial Designs Wealth Management reports $261,182,326 in regulatory assets under management in its Form ADV filing dated June 16, 2026 (67% discretionary)."
    },
    {
      "q": "How have Financial Designs Wealth Management's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Financial Designs Wealth Management: Regulatory assets under management: $70,055,330 in the October 2021 data and $261,182,326 in the October 2026 data, up 273%. Total employees: 4 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Financial Designs Wealth Management serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (77); pension and profit sharing plans (but not the plan participants or government pension plans) (62); individuals (other than high net worth individuals) (38)."
    },
    {
      "q": "Which custodians does Financial Designs Wealth Management use?",
      "a": "Financial Designs Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Financial Designs Wealth Management report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/314520"
    },
    {
      "q": "Does Financial Designs Wealth Management state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated June 16, 2026 says: \"We typically require a minimum account size of $1,000,000.\""
    },
    {
      "q": "What changed in Financial Designs Wealth Management's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 3 to 4. Regulatory assets under management went from $194,787,006 to $261,182,326 (+34%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 70055330.0,
      "total_employees": 4,
      "filing_date": "2021-09-22"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 100371326.0,
      "total_employees": 5,
      "filing_date": "2023-09-27"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 137745190.0,
      "total_employees": 5,
      "filing_date": "2024-05-09"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 194787006.0,
      "total_employees": 6,
      "filing_date": "2025-04-14"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 261182326.0,
      "total_employees": 6,
      "filing_date": "2026-06-16"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 3 to 4.",
        "Regulatory assets under management went from $194,787,006 to $261,182,326 (+34%)."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Registered or notice-filed in TX."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated June 16, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$1,000,000",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $500 an hour (financial planning and Estate Planning Coordination services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $1,000,000"
        ],
        "quotes": [
          "We typically require a minimum account size of $1,000,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $500 an hour (financial planning and Estate Planning Coordination services)"
        ],
        "quotes": [
          "Our minimum hourly fee is $500. Clients are typically charged a fixed fee for financial planning and Estate Planning Coordination services."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 1000000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 500.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning and Estate Planning Coordination services"
        }
      ]
    },
    "quotes": [
      "We typically require a minimum account size of $1,000,000.",
      "Our minimum hourly fee is $500. Clients are typically charged a fixed fee for financial planning and Estate Planning Coordination services."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/financial-designs-wealth-management-miami-fl-314520.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 38,
      "fewer_than_5": false,
      "raum": 8716997.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 77,
      "fewer_than_5": false,
      "raum": 163067240.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 62,
      "fewer_than_5": false,
      "raum": 87277538.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 4,
      "fewer_than_5": true,
      "raum": 2120551.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/314520",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}