# Financial Concepts Unlimited, Inc.

> Financial Concepts Unlimited, Inc. is a state-registered investment advisory firm in San Rafael, CA, registered since 1999, with no regulatory assets under management reported in its Form ADV filing dated July 10, 2026.

- CRD: 136880
- Filed as: FINANCIAL CONCEPTS UNLIMITED, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: San Rafael, CA
- Filing period: October 2026
- Form ADV filing dated: July 10, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/136880
- AdvisorCensus page: https://advisorcensus.com/firm/financial-concepts-unlimited-inc-san-rafael-ca-136880

## Quick answers

**How is Financial Concepts Unlimited, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Financial Concepts Unlimited, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Financial Concepts Unlimited, Inc. located?**
Financial Concepts Unlimited, Inc.'s principal office is in San Rafael, CA, according to its Form ADV.

**Is Financial Concepts Unlimited, Inc. registered with the SEC or a state?**
Financial Concepts Unlimited, Inc. is a state-registered investment advisory firm, registered since 1999. Status as filed: APPROVED. CRD 136880.

**Does Financial Concepts Unlimited, Inc. report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/136880

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Advisory services (Item 5.G)
- Other

### Firm details
- Registered since: 1999 (27 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(1): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/136880

### Websites listed on Form ADV (Item 1.I)
- [financialconceptsunlimited.net](https://financialconceptsunlimited.net)

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial Concepts Unlimited, Inc. (CRD 136880): Form ADV filing data as of October 2026.