{
  "crd_number": 136880,
  "slug": "financial-concepts-unlimited-inc-san-rafael-ca-136880",
  "primary_business_name": "FINANCIAL CONCEPTS UNLIMITED, INC.",
  "legal_name": "FINANCIAL CONCEPTS UNLIMITED, INC.",
  "dbas": [],
  "city": "San Rafael",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "41860",
  "metro": {
    "cbsa_code": "41860",
    "common_name": "San Francisco",
    "msa_name": "San Francisco-Oakland-Fremont, CA",
    "path": "/advisors/ca/san-francisco"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "1999-03-09",
  "years_registered": 27,
  "period": "2026-10-01",
  "filing_date": "2026-07-10",
  "carried_forward": false,
  "raum_total": null,
  "raum_discretionary": null,
  "raum_non_discretionary": null,
  "raum_band": "not_reported",
  "raum_band_label": "Not reported",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": null,
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "other"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "CA"
  ],
  "websites": [
    "https://financialconceptsunlimited.net"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/136880",
  "disclosure_items": [
    {
      "item": "11.D(1)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?"
    }
  ],
  "city_as_filed": "SAN RAFAEL",
  "url": "https://advisorcensus.com/firm/financial-concepts-unlimited-inc-san-rafael-ca-136880",
  "display_name": "Financial Concepts Unlimited, Inc.",
  "summary": "Financial Concepts Unlimited, Inc. is a state-registered investment advisory firm in San Rafael, CA, registered since 1999, with no regulatory assets under management reported in its Form ADV filing dated July 10, 2026.",
  "citation": "AdvisorCensus. Financial Concepts Unlimited, Inc. (CRD 136880): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Financial Concepts Unlimited, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Financial Concepts Unlimited, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "Where is Financial Concepts Unlimited, Inc. located?",
      "a": "Financial Concepts Unlimited, Inc.'s principal office is in San Rafael, CA, according to its Form ADV."
    },
    {
      "q": "Is Financial Concepts Unlimited, Inc. registered with the SEC or a state?",
      "a": "Financial Concepts Unlimited, Inc. is a state-registered investment advisory firm, registered since 1999. Status as filed: APPROVED. CRD 136880."
    },
    {
      "q": "Does Financial Concepts Unlimited, Inc. report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/136880"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/financial-concepts-unlimited-inc-san-rafael-ca-136880.md",
  "clients": [],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/136880",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}