# Financial & Tax Architects, LLC

> Financial & Tax Architects, LLC is an SEC-registered investment advisory firm in St. Louis, MO, registered since 2019, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated June 18, 2026.

- CRD: 119169
- Filed as: FINANCIAL & TAX ARCHITECTS, LLC
- Also doing business as: ADVANCED WEALTH MANAGEMENT, CORE FINANCIAL MANAGEMENT, FTA WEALTH ADVISORS, KNOXVILLE RETIREMENT PLANNERS, LFG FINANCIAL, NEST FINANCIAL ADVISORS, NEW DAY FINANCIAL, PROFESSIONAL GROUP, RETIREMENT INCOME BLUEPRINTS, RYU FINANCIAL, INC, SCOUT FINANCIAL GROUP, THE MASTERS CHOICE, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: St. Louis, MO
- Filing period: October 2026
- Form ADV filing dated: June 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/119169
- AdvisorCensus page: https://advisorcensus.com/firm/financial-and-tax-architects-llc-st-louis-mo-119169

## Quick answers

**How is Financial & Tax Architects, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Financial & Tax Architects, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Financial & Tax Architects, LLC located?**
Financial & Tax Architects, LLC's principal office is in St. Louis, MO, according to its Form ADV; the July 2026 filing also lists 19 other offices (Schedule D, Section 1.F).

**Is Financial & Tax Architects, LLC registered with the SEC or a state?**
Financial & Tax Architects, LLC is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 119169.

**How much does Financial & Tax Architects, LLC manage?**
Financial & Tax Architects, LLC reports $506,245,828 in regulatory assets under management in its Form ADV filing dated June 18, 2026 (100% discretionary).

**How have Financial & Tax Architects, LLC's assets and staff changed since 2021?**
In the Form ADV data for Financial & Tax Architects, LLC: Regulatory assets under management: $183,838,869 in the October 2021 data and $506,245,828 in the October 2026 data, up 175%. Total employees: 22 in October 2021 and 71 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Financial & Tax Architects, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,416); high net worth individuals (149); other investment advisers (9).

**Which custodians does Financial & Tax Architects, LLC use?**
Financial & Tax Architects, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Financial & Tax Architects, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119169

**Does Financial & Tax Architects, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated January 29, 2026 says: "FTA does not have a minimum account size requirement."

**What changed in Financial & Tax Architects, LLC's recent Form ADV filings?**
In the June 2026 filing data: Added an office in Garland, TX. Added an office in Nashville, TN. No longer lists an office in Franklin, TN.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 29, 2026)

- Account minimum: None

> FTA does not have a minimum account size requirement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $506,245,828
- Discretionary: $506,245,828
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,416 | $212,587,690 |
| High net worth individuals | 149 | $162,361,862 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 9 | $131,296,276 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2019 (7 years)
- Employees: 71 total, 40 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, NE, NV, NY, OK, PA, SC, TN, TX, VA, VT, WI, WV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Agoura Hills, CA
- Coeur D'Alene, ID
- Eden Prairie, MN
- Edmond, OK
- Edwardsville, IL
- Florence, SC
- Garland, TX
- Largo, MD
- Las Vegas, NV
- Murfreesboro, TN
- Nashville, TN
- Newport Beach, CA
- Oak Brook, IL
- Overland Park, KS
- Plano, TX
- Rolling Meadows, IL
- Tulsa, OK
- Urbana, MD
- Valencia, CA

### Websites listed on Form ADV (Item 1.I)
- core-financialmanagement.com
- fta-ria.com
- knoxvilleretirementplanner.com
- newdayfinancial.net
- professionalgroupinc.com
- retirementincomeblueprints.com
- scoutfinancialgroup.com
- srslv.com
- summitretirementplanning.com
- themasterschoice.org

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $183,838,869 | 22 | August 13, 2021 |
| October 2022 | $269,215,780 | 20 | August 10, 2022 |
| October 2023 | $317,160,000 | 26 | May 2, 2023 |
| October 2024 | $409,933,726 | 38 | August 26, 2024 |
| October 2025 | $443,026,713 | 53 | June 26, 2025 |
| October 2026 | $506,245,828 | 71 | June 18, 2026 |

Regulatory assets under management: $183,838,869 in the October 2021 data and $506,245,828 in the October 2026 data, up 175%.
Total employees: 22 in October 2021 and 71 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Added an office in Garland, TX.
- Added an office in Nashville, TN.
- No longer lists an office in Franklin, TN.

### February 2026
- Regulatory assets under management went from $443,026,713 to $506,245,828 (+14%).
- Employees performing advisory functions went from 24 to 40.
- Added the business name RYU Financial, Inc.
- Changed its office addresses in Edmond, OK.
- Changed its office addresses in Edwardsville, IL.
- Changed its office addresses in Murfreesboro, TN.
- Added an office in Oak Brook, IL.
- Added an office in Plano, TX.
- Added an office in Rolling Meadows, IL.
- Added an office in Urbana, MD.
- No longer lists an office in Springfield, MO.
- No longer lists an office in Urbandale, IA.

### January 2026
- Registered or notice-filed in NE, VT, WI.
- No longer registered or notice-filed in NJ, OH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Financial & Tax Architects, LLC (CRD 119169): Form ADV filing data as of October 2026.