# Fern Capital Inc.

> Fern Capital Inc. is a state-registered investment advisory firm, registered since 2015, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 1, 2026.

- CRD: 230790
- Filed as: FERN CAPITAL INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Michigan
- Filing period: October 2026
- Form ADV filing dated: September 1, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/230790
- AdvisorCensus page: https://advisorcensus.com/firm/fern-capital-inc-230790

## Quick answers

**How is Fern Capital Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Fern Capital Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Fern Capital Inc. registered with the SEC or a state?**
Fern Capital Inc. is a state-registered investment advisory firm, registered since 2015. Status as filed: APPROVED. CRD 230790.

**How much does Fern Capital Inc. manage?**
Fern Capital Inc. reports $71,000,000 in regulatory assets under management in its Form ADV filing dated September 1, 2026 (100% discretionary).

**What types of clients does Fern Capital Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (30); high net worth individuals (15).

**Does Fern Capital Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/230790

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $71,000,000
- Discretionary: $71,000,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 30 | $21,000,000 |
| High net worth individuals | 15 | $50,000,000 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2015 (11 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- ferncapitalinc.com
- LinkedIn @ANNE-NICHOLS-CFA-140227B
- LinkedIn @INA-FERNANDEZ-CPA-20877010

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fern Capital Inc. (CRD 230790): Form ADV filing data as of October 2026.