# Fairfield Financial Advisors

> Fairfield Financial Advisors is an SEC-registered investment advisory firm in Wellesley, MA, registered since 1993, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 23, 2026.

- CRD: 106408
- Filed as: FAIRFIELD FINANCIAL ADVISORS
- Legal name: Fairfield Financial Advisors Ltd
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Wellesley, MA
- Filing period: October 2026
- Form ADV filing dated: March 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/106408
- AdvisorCensus page: https://advisorcensus.com/firm/fairfield-financial-advisors-wellesley-ma-106408

## Quick answers

**How is Fairfield Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Fairfield Financial Advisors reports these compensation arrangements: a percentage of assets under its management.

**How much does Fairfield Financial Advisors charge?**
Its Form ADV Part 2A brochure dated March 23, 2026 states: Up to $5,000,000: 1% a year; $5,000,001 to $10,000,000: 0.75% a year; Above $10,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Fairfield Financial Advisors located?**
Fairfield Financial Advisors' principal office is in Wellesley, MA, according to its Form ADV.

**Is Fairfield Financial Advisors registered with the SEC or a state?**
Fairfield Financial Advisors is an SEC-registered investment advisory firm, registered since 1993. Status as filed: Approved. CRD 106408.

**How much does Fairfield Financial Advisors manage?**
Fairfield Financial Advisors reports $333,225,374 in regulatory assets under management in its Form ADV filing dated March 23, 2026 (100% discretionary).

**How have Fairfield Financial Advisors' assets and staff changed since 2021?**
In the Form ADV data for Fairfield Financial Advisors: Regulatory assets under management: $250,840,766 in the October 2021 data and $333,225,374 in the October 2026 data, up 33%. Total employees: 5 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Fairfield Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (70); individuals (other than high net worth individuals) (68); pension and profit sharing plans (but not the plan participants or government pension plans) (9).

**Which custodians does Fairfield Financial Advisors use?**
Fairfield Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Fairfield Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106408

**Does Fairfield Financial Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 23, 2026 says: "Fairfield does not require a minimum dollar amount to open an account and maintain an advisory account."

**What changed in Fairfield Financial Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $298,093,130 to $333,225,374 (+12%). Registered or notice-filed in PA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Up to $5,000,000: 1% a year
- $5,000,001 to $10,000,000: 0.75% a year
- Above $10,000,000: 0.5% a year

> The annual Advisory Service Agreement fee is based on a percentage of the client's investable assets, unless otherwise specified, according to the following schedule:

> From $0 to $5,000,000 1%

> From $5,000,001 to $10,000,000 .75%

> Above $10,000,000 0.5%

> Fairfield, in its sole discretion, may charge a lesser investment advisory fee based upon certain criteria

- Account minimum: None

> Fairfield does not require a minimum dollar amount to open an account and maintain an advisory account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $333,225,374
- Discretionary: $333,225,374
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 68 | $24,336,494 |
| High net worth individuals | 70 | $283,510,076 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 9 | $16,834,910 |
| Corporations or other businesses not listed above | Fewer than 5 | $8,543,894 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1993 (33 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, MA, NH, NY, OR, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fairfieldfinadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $250,840,766 | 5 | June 8, 2021 |
| October 2022 | $310,177,577 | 5 | March 29, 2022 |
| October 2023 | $245,340,747 | 6 | August 29, 2023 |
| October 2024 | $301,771,923 | 4 | March 17, 2024 |
| October 2025 | $298,093,130 | 4 | May 15, 2025 |
| October 2026 | $333,225,374 | 4 | March 23, 2026 |

Regulatory assets under management: $250,840,766 in the October 2021 data and $333,225,374 in the October 2026 data, up 33%.
Total employees: 5 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $298,093,130 to $333,225,374 (+12%).
- Registered or notice-filed in PA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fairfield Financial Advisors (CRD 106408): Form ADV filing data as of October 2026.