# Fair Trust Financial LLC

> Fair Trust Financial LLC is a state-registered investment advisory firm in Vadnais Heights, MN, registered since 2019, reporting under $25 million in regulatory assets under management in its Form ADV filing dated May 27, 2026.

- CRD: 304448
- Filed as: FAIR TRUST FINANCIAL LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Vadnais Heights, MN
- Filing period: October 2026
- Form ADV filing dated: May 27, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/304448
- AdvisorCensus page: https://advisorcensus.com/firm/fair-trust-financial-llc-vadnais-heights-mn-304448

## Quick answers

**How is Fair Trust Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Fair Trust Financial LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Fair Trust Financial LLC located?**
Fair Trust Financial LLC's principal office is in Vadnais Heights, MN, according to its Form ADV.

**Is Fair Trust Financial LLC registered with the SEC or a state?**
Fair Trust Financial LLC is a state-registered investment advisory firm, registered since 2019. Status as filed: APPROVED. CRD 304448.

**How much does Fair Trust Financial LLC manage?**
Fair Trust Financial LLC reports $24,366,784 in regulatory assets under management in its Form ADV filing dated May 27, 2026 (0% discretionary).

**What types of clients does Fair Trust Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (17); high net worth individuals (8).

**Does Fair Trust Financial LLC report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/304448

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $24,366,784
- Discretionary: $0
- Non-discretionary: $24,366,784

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 17 | $7,323,495 |
| High net worth individuals | 8 | $17,043,289 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2019 (7 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MN
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/304448

### Websites listed on Form ADV (Item 1.I)
- [fairtrustfinancial.com](https://fairtrustfinancial.com)
- LinkedIn @cindy-turkington-cfp®-cdfa®-5a475a6

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Fair Trust Financial LLC (CRD 304448): Form ADV filing data as of October 2026.