# Factor Financial

> Factor Financial is a state-registered investment advisory firm in Roseville, CA, registered since 2025, reporting under $25 million in regulatory assets under management in its Form ADV filing dated February 5, 2026.

- CRD: 333597
- Filed as: FACTOR FINANCIAL
- Legal name: Factor Financial LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Roseville, CA
- Filing period: October 2026
- Form ADV filing dated: February 5, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/333597
- AdvisorCensus page: https://advisorcensus.com/firm/factor-financial-roseville-ca-333597

## Quick answers

**How is Factor Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Factor Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Factor Financial located?**
Factor Financial's principal office is in Roseville, CA, according to its Form ADV.

**Is Factor Financial registered with the SEC or a state?**
Factor Financial is a state-registered investment advisory firm, registered since 2025. Status as filed: APPROVED. CRD 333597.

**How much does Factor Financial manage?**
Factor Financial reports $15,197,548 in regulatory assets under management in its Form ADV filing dated February 5, 2026 (92% discretionary).

**What types of clients does Factor Financial serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (7); individuals (other than high net worth individuals) (5).

**Does Factor Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/333597

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $15,197,548
- Discretionary: $14,010,569
- Non-discretionary: $1,186,979

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 5 | $1,120,247 |
| High net worth individuals | 7 | $14,077,301 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- factorfp.com
- Facebook @FACTORFINANCIAL.COM
- YouTube @ZACHCHIARACFP

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Factor Financial (CRD 333597): Form ADV filing data as of October 2026.