# F5 Financial Planning, L.L.C.

> F5 Financial Planning, L.L.C. is an SEC-registered investment advisory firm, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 170674
- Filed as: F5 FINANCIAL PLANNING, L.L.C.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/170674
- AdvisorCensus page: https://advisorcensus.com/firm/f5-financial-planning-l-l-c-170674

## Quick answers

**How is F5 Financial Planning, L.L.C. compensated?**
On its Form ADV (Item 5.E, October 2026), F5 Financial Planning, L.L.C. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Is F5 Financial Planning, L.L.C. registered with the SEC or a state?**
F5 Financial Planning, L.L.C. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 170674.

**How much does F5 Financial Planning, L.L.C. manage?**
F5 Financial Planning, L.L.C. reports $168,654,961 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (98% discretionary).

**How have F5 Financial Planning, L.L.C.'s assets and staff changed since 2021?**
In the Form ADV data for F5 Financial Planning, L.L.C.: Regulatory assets under management: $102,117,536 in the October 2021 data and $168,654,961 in the October 2026 data, up 65%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does F5 Financial Planning, L.L.C. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (66); individuals (other than high net worth individuals) (57); corporations or other businesses not listed above (5).

**Which custodians does F5 Financial Planning, L.L.C. use?**
F5 Financial Planning, L.L.C.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC and Byallaccounts as custodians holding 10% or more of its separately managed account assets.

**Does F5 Financial Planning, L.L.C. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170674

**What changed in F5 Financial Planning, L.L.C.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $135,394,153 to $168,654,961 (+25%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC
- Byallaccounts

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $168,654,961
- Discretionary: $165,188,357
- Non-discretionary: $3,466,604

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 57 | $27,243,755 |
| High net worth individuals | 66 | $140,756,245 |
| Banking or thrift institutions | Not reported | $0 |
| Investment companies | Not reported | $0 |
| Business development companies | Not reported | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | Not reported | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Not reported | $0 |
| Charitable organizations | Not reported | $0 |
| State or municipal government entities (including government pension plans) | Not reported | $0 |
| Other investment advisers | Not reported | $0 |
| Insurance companies | Not reported | $0 |
| Sovereign wealth funds and foreign official institutions | Not reported | $0 |
| Corporations or other businesses not listed above | 5 | $654,961 |
| Other | Not reported | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, IL, NH, SC, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- McDonough, GA
- Naperville, IL
- Spokane Valley, WA
- Venice, FL

### Websites listed on Form ADV (Item 1.I)
- f5fp.com
- wealthramp.com
- Facebook @F5FINANCIALPLANNING
- LinkedIn @F5-FINANCIAL-PLANNING
- LinkedIn @CURTSTOWERS
- LinkedIn @joshduncancfp
- X @CURTSTOWERS
- X @JDuncAdvisor
- YouTube @F5FinancialPlanningNaperville
- YouTube @FearlessAdvisorF5

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $102,117,536 | 3 | September 15, 2021 |
| October 2022 | $105,939,459 | 3 | September 6, 2022 |
| October 2023 | $110,418,580 | 3 | September 23, 2023 |
| October 2024 | $127,641,559 | 3 | July 22, 2024 |
| October 2025 | $135,394,153 | 3 | June 25, 2025 |
| October 2026 | $168,654,961 | 3 | March 19, 2026 |

Regulatory assets under management: $102,117,536 in the October 2021 data and $168,654,961 in the October 2026 data, up 65%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $135,394,153 to $168,654,961 (+25%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. F5 Financial Planning, L.L.C. (CRD 170674): Form ADV filing data as of October 2026.