{
  "crd_number": 170674,
  "slug": "f5-financial-planning-l-l-c-170674",
  "primary_business_name": "F5 FINANCIAL PLANNING, L.L.C.",
  "legal_name": "F5 FINANCIAL PLANNING, L.L.C.",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-09-17",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-03-19",
  "carried_forward": false,
  "raum_total": 168654961.0,
  "raum_discretionary": 165188357.0,
  "raum_non_discretionary": 3466604.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": null
    },
    "charitable": {
      "raum": 0.0,
      "count": null
    },
    "individuals": {
      "raum": 27243755.0,
      "count": 57
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": null
    },
    "state_municipal": {
      "raum": 0.0,
      "count": null
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": null
    },
    "investment_companies": {
      "raum": 0.0,
      "count": null
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": null
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": null
    },
    "high_net_worth_individuals": {
      "raum": 140756245.0,
      "count": 66
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": null
    },
    "corporations_other_businesses": {
      "raum": 654961.0,
      "count": 5
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": null
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": null
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "GA",
    "IL",
    "NH",
    "SC",
    "TN",
    "TX"
  ],
  "websites": [
    "https://f5fp.com",
    "https://facebook.com/F5FINANCIALPLANNING",
    "https://linkedin.com/COMPANY/F5-FINANCIAL-PLANNING",
    "https://linkedin.com/IN/CURTSTOWERS",
    "https://linkedin.com/in/joshduncancfp",
    "https://twitter.com/CURTSTOWERS",
    "https://twitter.com/JDuncAdvisor",
    "https://wealthramp.com",
    "https://youtube.com/@F5FinancialPlanningNaperville",
    "https://youtube.com/@FearlessAdvisorF5"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/170674",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/f5-financial-planning-l-l-c-170674",
  "display_name": "F5 Financial Planning, L.L.C.",
  "summary": "F5 Financial Planning, L.L.C. is an SEC-registered investment advisory firm, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.",
  "citation": "AdvisorCensus. F5 Financial Planning, L.L.C. (CRD 170674): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is F5 Financial Planning, L.L.C. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), F5 Financial Planning, L.L.C. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Is F5 Financial Planning, L.L.C. registered with the SEC or a state?",
      "a": "F5 Financial Planning, L.L.C. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 170674."
    },
    {
      "q": "How much does F5 Financial Planning, L.L.C. manage?",
      "a": "F5 Financial Planning, L.L.C. reports $168,654,961 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (98% discretionary)."
    },
    {
      "q": "How have F5 Financial Planning, L.L.C.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for F5 Financial Planning, L.L.C.: Regulatory assets under management: $102,117,536 in the October 2021 data and $168,654,961 in the October 2026 data, up 65%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does F5 Financial Planning, L.L.C. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (66); individuals (other than high net worth individuals) (57); corporations or other businesses not listed above (5)."
    },
    {
      "q": "Which custodians does F5 Financial Planning, L.L.C. use?",
      "a": "F5 Financial Planning, L.L.C.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC and Byallaccounts as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does F5 Financial Planning, L.L.C. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170674"
    },
    {
      "q": "What changed in F5 Financial Planning, L.L.C.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $135,394,153 to $168,654,961 (+25%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 102117536.0,
      "total_employees": 3,
      "filing_date": "2021-09-15"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 105939459.0,
      "total_employees": 3,
      "filing_date": "2022-09-06"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 110418580.0,
      "total_employees": 3,
      "filing_date": "2023-09-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 127641559.0,
      "total_employees": 3,
      "filing_date": "2024-07-22"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 135394153.0,
      "total_employees": 3,
      "filing_date": "2025-06-25"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 168654961.0,
      "total_employees": 3,
      "filing_date": "2026-03-19"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $135,394,153 to $168,654,961 (+25%)."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Altruist Financial LLC",
      "name_as_filed": "ALTRUIST FINANCIAL LLC",
      "affiliated": false
    },
    {
      "name": "Byallaccounts",
      "name_as_filed": "BYALLACCOUNTS",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/f5-financial-planning-l-l-c-170674.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 57,
      "fewer_than_5": false,
      "raum": 27243755.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 66,
      "fewer_than_5": false,
      "raum": 140756245.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 5,
      "fewer_than_5": false,
      "raum": 654961.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/170674",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}