# Enza Financial, LLC

> Enza Financial, LLC is an SEC-registered investment advisory firm in Independence, OH, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 2, 2026.

- CRD: 315827
- Filed as: ENZA FINANCIAL, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Independence, OH
- Filing period: October 2026
- Form ADV filing dated: March 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/315827
- AdvisorCensus page: https://advisorcensus.com/firm/enza-financial-llc-independence-oh-315827

## Quick answers

**How is Enza Financial, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Enza Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; other.

**How much does Enza Financial, LLC charge?**
Its Form ADV Part 2A brochure dated March 2, 2026 states: Hourly rate: $450 an hour (Individual Consulting and Planning services); Flat fee: $85,000 (retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Enza Financial, LLC located?**
Enza Financial, LLC's principal office is in Independence, OH, according to its Form ADV.

**Is Enza Financial, LLC registered with the SEC or a state?**
Enza Financial, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 315827.

**How much does Enza Financial, LLC manage?**
Enza Financial, LLC reports $191,160,236 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (100% discretionary).

**How have Enza Financial, LLC's assets and staff changed since 2022?**
In the Form ADV data for Enza Financial, LLC: Regulatory assets under management: $111,436,923 in the October 2022 data and $191,160,236 in the October 2026 data, up 72%. Total employees: 4 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Enza Financial, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (153); high net worth individuals (45).

**Which custodians does Enza Financial, LLC use?**
Enza Financial, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Enza Financial, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/315827

**What changed in Enza Financial, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 5 to 4. Regulatory assets under management went from $146,474,385 to $191,160,236 (+31%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Hourly rate: $450 an hour (Individual Consulting and Planning services)

> Adviser’s fees for the Individual Consulting and Planning services described in Item 4 (Advisory Business) are based on an hourly rate up to $450

- Flat fee: $85,000 (retirement plan consulting services)

> We may also charge a flat rate fee. The maximum flat fee we charge is $85,000. This fee may be charged on a recurring basis as selected by the plan, or we may charge a one-time fee per service, or we may charge an hourly fee up to $450 for services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $191,160,236
- Discretionary: $191,160,236
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 153 | $35,220,578 |
| High net worth individuals | 45 | $129,690,676 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $13,090,913 |
| Charitable organizations | Fewer than 5 | $644,088 |
| Corporations or other businesses not listed above | Fewer than 5 | $12,513,981 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2022 (4 years)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA, NE, OH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- enzafinancial.com
- Facebook @enzafinancial
- LinkedIn @enzafinancial
- X @EnzaFinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $111,436,923 | 4 | May 16, 2022 |
| October 2023 | $110,790,278 | 5 | August 28, 2023 |
| October 2024 | $129,969,289 | 7 | April 1, 2024 |
| October 2025 | $146,474,385 | 6 | March 20, 2025 |
| October 2026 | $191,160,236 | 5 | March 2, 2026 |

Regulatory assets under management: $111,436,923 in the October 2022 data and $191,160,236 in the October 2026 data, up 72%.
Total employees: 4 in October 2022 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 5 to 4.
- Regulatory assets under management went from $146,474,385 to $191,160,236 (+31%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Enza Financial, LLC (CRD 315827): Form ADV filing data as of October 2026.