{
  "crd_number": 306559,
  "slug": "envoy-advisory-inc-colorado-springs-co-306559",
  "primary_business_name": "ENVOY ADVISORY INC.",
  "legal_name": "ENVOY ADVISORY INC.",
  "dbas": [],
  "city": "Colorado Springs",
  "state": "CO",
  "country": "United States",
  "cbsa_code": "17820",
  "metro": {
    "cbsa_code": "17820",
    "common_name": "Colorado Springs",
    "msa_name": "Colorado Springs, CO",
    "path": "/advisors/co/colorado-springs"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2019-12-23",
  "years_registered": 6,
  "period": "2026-10-01",
  "filing_date": "2026-03-30",
  "carried_forward": false,
  "raum_total": 614952466.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 614952466.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 23,
  "advisory_employees": 12,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 5126779.0,
      "count": 14
    },
    "individuals": {
      "raum": 607151353.0,
      "count": 1983
    },
    "high_net_worth_individuals": {
      "raum": 2674334.0,
      "count": 2,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AK",
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DE",
    "FL",
    "GA",
    "HI",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "MI",
    "MN",
    "MO",
    "MS",
    "MT",
    "NC",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "PR",
    "SC",
    "SD",
    "TN",
    "TX",
    "UT",
    "VA",
    "VI",
    "WA",
    "WI"
  ],
  "websites": [
    "https://envoyfinancial.com",
    "https://facebook.com/ENVOYFINANCIAL",
    "https://linkedin.com/COMPANY/ENVOY-FINANCIAL",
    "https://twitter.com/ENVOYFINANCIAL"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/306559",
  "city_as_filed": "COLORADO SPRINGS",
  "url": "https://advisorcensus.com/firm/envoy-advisory-inc-colorado-springs-co-306559",
  "display_name": "Envoy Advisory Inc.",
  "summary": "Envoy Advisory Inc. is an SEC-registered investment advisory firm in Colorado Springs, CO, registered since 2019, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 30, 2026.",
  "citation": "AdvisorCensus. Envoy Advisory Inc. (CRD 306559): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Envoy Advisory Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Envoy Advisory Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Envoy Advisory Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 30, 2026 states: Flat fee: $750 (a Plan Sponsor directed/selected investment menu); Hourly rate: $250 an hour (additional hourly fees for special projects); Hourly rate: up to $500 an hour (financial planning and consulting services); Flat fee: up to $10,000 (financial planning and consulting services); Subscription: up to $500 a year (access to third-party financial software). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Envoy Advisory Inc. located?",
      "a": "Envoy Advisory Inc.'s principal office is in Colorado Springs, CO, according to its Form ADV."
    },
    {
      "q": "Is Envoy Advisory Inc. registered with the SEC or a state?",
      "a": "Envoy Advisory Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 306559."
    },
    {
      "q": "How much does Envoy Advisory Inc. manage?",
      "a": "Envoy Advisory Inc. reports $614,952,466 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (0% discretionary)."
    },
    {
      "q": "How have Envoy Advisory Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Envoy Advisory Inc.: Regulatory assets under management: $387,152,880 in the October 2021 data and $614,952,466 in the October 2026 data, up 59%. Total employees: 15 in October 2021 and 23 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Envoy Advisory Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,983); charitable organizations (14); high net worth individuals (2)."
    },
    {
      "q": "Which custodians does Envoy Advisory Inc. use?",
      "a": "Envoy Advisory Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Matrix Trust Company as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Envoy Advisory Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/306559"
    },
    {
      "q": "What changed in Envoy Advisory Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $533,897,719 to $614,952,466 (+15%). Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 387152880.0,
      "total_employees": 15,
      "filing_date": "2021-03-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 450304678.0,
      "total_employees": 15,
      "filing_date": "2022-04-19"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 383299377.0,
      "total_employees": 15,
      "filing_date": "2023-08-18"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 451108851.0,
      "total_employees": 18,
      "filing_date": "2024-03-14"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 533897719.0,
      "total_employees": 23,
      "filing_date": "2025-07-01"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 614952466.0,
      "total_employees": 23,
      "filing_date": "2026-03-30"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $533,897,719 to $614,952,466 (+15%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 30, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $750 (a Plan Sponsor directed/selected investment menu)",
      "Hourly rate: $250 an hour (additional hourly fees for special projects)",
      "Hourly rate: up to $500 an hour (financial planning and consulting services)",
      "Flat fee: up to $10,000 (financial planning and consulting services)",
      "Subscription: up to $500 a year (access to third-party financial software)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $750 (a Plan Sponsor directed/selected investment menu)"
        ],
        "quotes": [
          "$750 (one-time) for a Plan Sponsor directed/selected investment menu;"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (additional hourly fees for special projects)"
        ],
        "quotes": [
          "$250/hour for additional hourly fees for special projects."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: up to $500 an hour (financial planning and consulting services)"
        ],
        "quotes": [
          "We provide financial planning and consulting services on an hourly basis, and in some cases, we may negotiate a fixed fee or percentage of portfolio/plan asset fee. Our hourly fee ranges up to $500"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: up to $10,000 (financial planning and consulting services)"
        ],
        "quotes": [
          "We provide financial planning and consulting services on an hourly basis, and in some cases, we may negotiate a fixed fee or percentage of portfolio/plan asset fee. Our hourly fee ranges up to $500 and our fixed fees may range up to $10,000"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: up to $500 a year (access to third-party financial software)"
        ],
        "quotes": [
          "Where we offer advisory clients access to third-party financial software, we may impose an annual fee ranging up to $500 collected in advance."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": 750.0,
          "min": null,
          "max": null,
          "period": "one_time",
          "service": "a Plan Sponsor directed/selected investment menu"
        },
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "additional hourly fees for special projects"
        },
        {
          "kind": "hourly",
          "amount": null,
          "min": null,
          "max": 500.0,
          "period": "hour",
          "service": "financial planning and consulting services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": null,
          "max": 10000.0,
          "period": "one_time",
          "service": "financial planning and consulting services"
        },
        {
          "kind": "subscription",
          "amount": null,
          "min": null,
          "max": 500.0,
          "period": "annual",
          "service": "access to third-party financial software"
        }
      ]
    },
    "quotes": [
      "$750 (one-time) for a Plan Sponsor directed/selected investment menu;",
      "$250/hour for additional hourly fees for special projects.",
      "We provide financial planning and consulting services on an hourly basis, and in some cases, we may negotiate a fixed fee or percentage of portfolio/plan asset fee. Our hourly fee ranges up to $500",
      "We provide financial planning and consulting services on an hourly basis, and in some cases, we may negotiate a fixed fee or percentage of portfolio/plan asset fee. Our hourly fee ranges up to $500 and our fixed fees may range up to $10,000",
      "Where we offer advisory clients access to third-party financial software, we may impose an annual fee ranging up to $500 collected in advance."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Matrix Trust Company",
      "name_as_filed": "MATRIX TRUST COMPANY",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/envoy-advisory-inc-colorado-springs-co-306559.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 1983,
      "fewer_than_5": false,
      "raum": 607151353.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 2,
      "fewer_than_5": true,
      "raum": 2674334.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 14,
      "fewer_than_5": false,
      "raum": 5126779.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/306559",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}