{
  "crd_number": 322382,
  "slug": "encompass-more-asset-management-llc-danville-ca-322382",
  "primary_business_name": "ENCOMPASS MORE ASSET MANAGEMENT LLC",
  "legal_name": "ENCOMPASS MORE ASSET MANAGEMENT LLC",
  "dbas": [
    "AIRBORN FINANCIAL SOLUTIONS",
    "AJM FINANCIAL",
    "BOYCE WEALTH MANAGEMENT",
    "DEFREECE FINANCIAL SOLUTIONS",
    "DUCHARME WEALTH MANAGEMENT",
    "HARVEST WELL FINANCIAL",
    "LUMARRA ADVISORS",
    "LUMARRA CAPITAL",
    "SKYLINE FINANCIAL PARTNERS",
    "TDC FINANCIAL",
    "THE WEALTH AKADEMY FINANCIAL LLC"
  ],
  "city": "Danville",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "41860",
  "metro": {
    "cbsa_code": "41860",
    "common_name": "San Francisco",
    "msa_name": "San Francisco-Oakland-Fremont, CA",
    "path": "/advisors/ca/san-francisco"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2022-07-14",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-06-15",
  "carried_forward": false,
  "raum_total": 984886079.0,
  "raum_discretionary": 984886079.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 108,
  "advisory_employees": 85,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 515308828.0,
      "count": 3748
    },
    "high_net_worth_individuals": {
      "raum": 469577251.0,
      "count": 260
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum",
    "subscription"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "portfolio_management_pooled_vehicles"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AK",
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DC",
    "DE",
    "FL",
    "GA",
    "HI",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "ME",
    "MI",
    "MN",
    "MO",
    "MS",
    "MT",
    "NC",
    "ND",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "PR",
    "RI",
    "SC",
    "SD",
    "TN",
    "TX",
    "UT",
    "VA",
    "VI",
    "VT",
    "WA",
    "WI",
    "WV",
    "WY"
  ],
  "websites": [
    "https://airbornefinancial.com",
    "https://boycewm.com",
    "https://defreecefinancial.com",
    "https://ducharmewealth.com",
    "https://encompassmore.com",
    "https://harvestwellfp.com",
    "https://linkedin.com/company/encompassmore",
    "https://lumarraadvisors.com",
    "https://myajmfinancial.com",
    "https://skylinefinancialpartners.com",
    "https://tdc.financial"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/322382",
  "city_as_filed": "DANVILLE",
  "url": "https://advisorcensus.com/firm/encompass-more-asset-management-llc-danville-ca-322382",
  "display_name": "Encompass More Asset Management LLC",
  "summary": "Encompass More Asset Management LLC is an SEC-registered investment advisory firm in Danville, CA, registered since 2022, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated June 15, 2026.",
  "citation": "AdvisorCensus. Encompass More Asset Management LLC (CRD 322382): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Subscription fees (for a newsletter or periodical)",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for pooled investment vehicles (other than investment companies)"
  ],
  "quick_answers": [
    {
      "q": "How is Encompass More Asset Management LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Encompass More Asset Management LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; subscription fees (for a newsletter or periodical); fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Encompass More Asset Management LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 21, 2026 states: Hourly rate: $100 to $300 an hour (hourly financial consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Encompass More Asset Management LLC located?",
      "a": "Encompass More Asset Management LLC's principal office is in Danville, CA, according to its Form ADV; the July 2026 filing also lists 14 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Encompass More Asset Management LLC registered with the SEC or a state?",
      "a": "Encompass More Asset Management LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 322382."
    },
    {
      "q": "How much does Encompass More Asset Management LLC manage?",
      "a": "Encompass More Asset Management LLC reports $984,886,079 in regulatory assets under management in its Form ADV filing dated June 15, 2026 (100% discretionary)."
    },
    {
      "q": "How have Encompass More Asset Management LLC's assets and staff changed since 2022?",
      "a": "In the Form ADV data for Encompass More Asset Management LLC: Regulatory assets under management: $0 in the October 2022 data and $984,886,079 in the October 2026 data. Total employees: 28 in October 2022 and 108 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Encompass More Asset Management LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,748); high net worth individuals (260)."
    },
    {
      "q": "Which custodians does Encompass More Asset Management LLC use?",
      "a": "Encompass More Asset Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Axos Advisor Services, Charles Schwab & Co., Inc., Fidelity Investments and IPX Retirement as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Encompass More Asset Management LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/322382"
    },
    {
      "q": "What changed in Encompass More Asset Management LLC's recent Form ADV filings?",
      "a": "In the July 2026 filing data: No longer lists the business name Rivers Wealth Management - FL. Added the business name The Wealth Akademy Financial LLC. Added the business name Defreece Financial Solutions. Changed its office addresses in Wyomissing, PA. No longer lists an office in Lake Mary, FL. Registered or notice-filed in ND, RI, SD, VI."
    }
  ],
  "filing_history": [
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 0.0,
      "total_employees": 28,
      "filing_date": "2022-09-23"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 113344175.0,
      "total_employees": 34,
      "filing_date": "2023-09-08"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 228528667.0,
      "total_employees": 48,
      "filing_date": "2024-09-16"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 581910000.0,
      "total_employees": 92,
      "filing_date": "2025-07-09"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 984886079.0,
      "total_employees": 108,
      "filing_date": "2026-06-15"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "No longer lists the business name Rivers Wealth Management - FL.",
        "Added the business name The Wealth Akademy Financial LLC.",
        "Added the business name Defreece Financial Solutions.",
        "Changed its office addresses in Wyomissing, PA.",
        "No longer lists an office in Lake Mary, FL.",
        "Registered or notice-filed in ND, RI, SD, VI."
      ]
    },
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Registered or notice-filed in IA."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "No longer lists the business name Government and Civil Employee Services (Gces).",
        "Employees performing advisory functions went from 76 to 85.",
        "Regulatory assets under management went from $581,910,000 to $984,886,079 (+69%).",
        "Changed its office addresses in Spring, TX.",
        "Added an office in Alpharetta, GA.",
        "Added an office in Burbank, CA.",
        "Added an office in Haymarket, VA.",
        "Added an office in Lake Mary, FL.",
        "Added an office in North Myrtle Beach, SC.",
        "Added an office in Sanford, FL.",
        "Added an office in Vienna, VA.",
        "Added an office in Wyomissing, PA.",
        "No longer lists an office in Greensberg, PA.",
        "No longer lists an office in Indiana, PA.",
        "No longer lists an office in Monroeville, PA.",
        "No longer lists an office in Potomac Falls, VA.",
        "Registered or notice-filed in NE."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Added the business name Airborn Financial Solutions.",
        "Added the business name Harvest Well Financial.",
        "Added the business name Lumarra Advisors.",
        "Added the business name Lumarra Capital."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in AK."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 21, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $100 to $300 an hour (hourly financial consulting)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $100 to $300 an hour (hourly financial consulting)"
        ],
        "quotes": [
          "Hourly Financial Consulting: Fees for hourly financial consulting generally range from $100 to $300 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 100.0,
          "max": 300.0,
          "period": "hour",
          "service": "hourly financial consulting"
        }
      ]
    },
    "quotes": [
      "Hourly Financial Consulting: Fees for hourly financial consulting generally range from $100 to $300 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Axos Advisor Services",
      "name_as_filed": "AXOS ADVISOR SERVICES",
      "affiliated": false
    },
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Investments",
      "name_as_filed": "FIDELITY INVESTMENTS",
      "affiliated": false
    },
    {
      "name": "IPX Retirement",
      "name_as_filed": "IPX RETIREMENT",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/encompass-more-asset-management-llc-danville-ca-322382.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 3748,
      "fewer_than_5": false,
      "raum": 515308828.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 260,
      "fewer_than_5": false,
      "raum": 469577251.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/322382",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}