# Emerald Bay Wealth Management LLC

> Emerald Bay Wealth Management LLC is an SEC-registered investment advisory firm in Tahoe City, CA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 160837
- Filed as: EMERALD BAY WEALTH MANAGEMENT LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tahoe City, CA
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/160837
- AdvisorCensus page: https://advisorcensus.com/firm/emerald-bay-wealth-management-llc-tahoe-city-ca-160837

## Quick answers

**How is Emerald Bay Wealth Management LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Emerald Bay Wealth Management LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Emerald Bay Wealth Management LLC located?**
Emerald Bay Wealth Management LLC's principal office is in Tahoe City, CA, according to its Form ADV.

**Is Emerald Bay Wealth Management LLC registered with the SEC or a state?**
Emerald Bay Wealth Management LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 160837.

**How much does Emerald Bay Wealth Management LLC manage?**
Emerald Bay Wealth Management LLC reports $200,377,832 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (100% discretionary).

**How have Emerald Bay Wealth Management LLC's assets and staff changed since 2025?**
In the Form ADV data for Emerald Bay Wealth Management LLC: Regulatory assets under management: $184,248,287 in the October 2025 data and $200,377,832 in the October 2026 data, up 9%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Emerald Bay Wealth Management LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (32); individuals (other than high net worth individuals) (6); charitable organizations (2).

**Which custodians does Emerald Bay Wealth Management LLC use?**
Emerald Bay Wealth Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Emerald Bay Wealth Management LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/160837

**Does Emerald Bay Wealth Management LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 19, 2026 says: "The stated minimum for opening an account is $5,000,000. Exceptions to the stated minimum can be made with approval of management."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 19, 2026)

- Account minimum: $5,000,000 (the brochure says it may be waived or negotiated)

> The stated minimum for opening an account is $5,000,000. Exceptions to the stated minimum can be made with approval of management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $200,377,832
- Discretionary: $200,377,832
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 6 | $2,490,865 |
| High net worth individuals | 32 | $195,531,895 |
| Charitable organizations | 2 | $2,355,072 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- ebwm.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $184,248,287 | 2 | April 4, 2025 |
| October 2026 | $200,377,832 | 2 | March 19, 2026 |

Regulatory assets under management: $184,248,287 in the October 2025 data and $200,377,832 in the October 2026 data, up 9%.
Total employees: 2 in October 2025 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Emerald Bay Wealth Management LLC (CRD 160837): Form ADV filing data as of October 2026.