{
  "crd_number": 114269,
  "slug": "ember-l-flack-jd-cfp-clu-chfc-114269",
  "primary_business_name": "EMBER L. FLACK, JD, CFP, CLU, CHFC",
  "legal_name": "FLACK, EMBER LOUISE",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2004-02-13",
  "years_registered": 22,
  "period": "2026-10-01",
  "filing_date": "2026-04-02",
  "carried_forward": false,
  "raum_total": 180000000.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 180000000.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "high_net_worth_individuals": {
      "raum": 180000000.0,
      "count": 40
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "TX"
  ],
  "websites": [],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/114269",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/ember-l-flack-jd-cfp-clu-chfc-114269",
  "display_name": "Ember L. Flack, JD, CFP, CLU, CHFC",
  "summary": "Ember L. Flack, JD, CFP, CLU, CHFC is an SEC-registered investment advisory firm, registered since 2004, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 2, 2026.",
  "citation": "AdvisorCensus. Ember L. Flack, JD, CFP, CLU, CHFC (CRD 114269): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Ember L. Flack, JD, CFP, CLU, CHFC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Ember L. Flack, JD, CFP, CLU, CHFC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Ember L. Flack, JD, CFP, CLU, CHFC charge?",
      "a": "Its Form ADV Part 2A brochure dated April 2, 2026 states: Flat fee: $950 to $10,000 (Financial Plan analyses and Financial Plan Updates); Hourly rate: $350 an hour (special situations involving highly complex estates or financial issues…). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Ember L. Flack, JD, CFP, CLU, CHFC registered with the SEC or a state?",
      "a": "Ember L. Flack, JD, CFP, CLU, CHFC is an SEC-registered investment advisory firm, registered since 2004. Status as filed: Approved. CRD 114269."
    },
    {
      "q": "How much does Ember L. Flack, JD, CFP, CLU, CHFC manage?",
      "a": "Ember L. Flack, JD, CFP, CLU, CHFC reports $180,000,000 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (0% discretionary)."
    },
    {
      "q": "How have Ember L. Flack, JD, CFP, CLU, CHFC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Ember L. Flack, JD, CFP, CLU, CHFC: Regulatory assets under management: $185,000,000 in the October 2021 data and $180,000,000 in the October 2026 data, down 3%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Ember L. Flack, JD, CFP, CLU, CHFC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (40)."
    },
    {
      "q": "Does Ember L. Flack, JD, CFP, CLU, CHFC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/114269"
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 185000000.0,
      "total_employees": 3,
      "filing_date": "2021-03-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 200000000.0,
      "total_employees": 3,
      "filing_date": "2022-03-28"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 180000000.0,
      "total_employees": 3,
      "filing_date": "2023-03-30"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 180000000.0,
      "total_employees": 3,
      "filing_date": "2024-03-25"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 175000000.0,
      "total_employees": 3,
      "filing_date": "2025-04-01"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 180000000.0,
      "total_employees": 3,
      "filing_date": "2026-04-02"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated April 2, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $950 to $10,000 (Financial Plan analyses and Financial Plan Updates)",
      "Hourly rate: $350 an hour (special situations involving highly complex estates or financial issues…)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $950 to $10,000 (Financial Plan analyses and Financial Plan Updates)"
        ],
        "quotes": [
          "Fixed fees for Financial Plan analyses and Financial Plan Updates range from $950 to $10,000, plus any out-of-the-ordinary reimbursable expenses"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $350 an hour (special situations involving highly complex estates or financial issues…)"
        ],
        "quotes": [
          "an hourly fee of $ 350 per hour, plus reimbursable expenses, may be agreed upon for special situations involving highly complex estates or financial issues requiring advanced calculations"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 950.0,
          "max": 10000.0,
          "period": "one_time",
          "service": "Financial Plan analyses and Financial Plan Updates"
        },
        {
          "kind": "hourly",
          "amount": 350.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "special situations involving highly complex estates or financial issues requiring advanced calculations"
        }
      ]
    },
    "quotes": [
      "Fixed fees for Financial Plan analyses and Financial Plan Updates range from $950 to $10,000, plus any out-of-the-ordinary reimbursable expenses",
      "an hourly fee of $ 350 per hour, plus reimbursable expenses, may be agreed upon for special situations involving highly complex estates or financial issues requiring advanced calculations"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/ember-l-flack-jd-cfp-clu-chfc-114269.md",
  "clients": [
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 40,
      "fewer_than_5": false,
      "raum": 180000000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/114269",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}