# Embark Wealth Management, LLC

> Embark Wealth Management, LLC is an SEC-registered investment advisory firm in Tempe, AZ, registered since 2024, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 157950
- Filed as: EMBARK WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tempe, AZ
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/157950
- AdvisorCensus page: https://advisorcensus.com/firm/embark-wealth-management-llc-tempe-az-157950

## Quick answers

**How is Embark Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Embark Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Embark Wealth Management, LLC charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: $1 to $100,000: 1.5% a year; $100,001 to $200,000: 1.4% a year; $200,001 to $300,000: 1.3% a year; $300,001 to $400,000: 1.2% a year; $400,001 to $500,000: 1.1% a year; Above $500,001: 1% a year; Flat fee: $49 to $99 a month (financial planning services); Hourly rate: $250 an hour. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Embark Wealth Management, LLC located?**
Embark Wealth Management, LLC's principal office is in Tempe, AZ, according to its Form ADV.

**Is Embark Wealth Management, LLC registered with the SEC or a state?**
Embark Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 157950.

**How much does Embark Wealth Management, LLC manage?**
Embark Wealth Management, LLC reports $57,378,134 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (0% discretionary).

**How have Embark Wealth Management, LLC's assets and staff changed since 2024?**
In the Form ADV data for Embark Wealth Management, LLC: Regulatory assets under management: $43,306,543 in the October 2024 data and $57,378,134 in the October 2026 data, up 32%. Total employees: 3 in October 2024 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Embark Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (357); high net worth individuals (12).

**Which custodians does Embark Wealth Management, LLC use?**
Embark Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Embark Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/157950

**What changed in Embark Wealth Management, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $51,847,440 to $57,378,134 (+11%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- $1 to $100,000: 1.5% a year
- $100,001 to $200,000: 1.4% a year
- $200,001 to $300,000: 1.3% a year
- $300,001 to $400,000: 1.2% a year
- $400,001 to $500,000: 1.1% a year
- Above $500,001: 1% a year

> Total Assets Under Management Annual Fee $1 - $100,000 1.50% $100,001 - $200,000 1.40% $200,001 - $300,000 1.30% $300,001 - $400,000 1.20% $400,001 - $500,000 1.10% Above $500,000 1.00%

- Flat fee: $49 to $99 a month (financial planning services)

> The fixed rate financial planning services ranges between $49 and $99 per month. The fees are negotiable, and the final fee schedule will be attached to the Financial Planning Agreement.

- Hourly rate: $250 an hour

> The hourly fee for these services is $250. The fees are negotiable, and the final fee schedule will be attached to the Financial Planning Agreement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $57,378,134
- Discretionary: $0
- Non-discretionary: $57,378,134

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 357 | $45,933,783 |
| High net worth individuals | 12 | $11,444,351 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, GA, IL, MD, MN, MO, NC, NJ, NY, PA, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- embarkwealth.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $43,306,543 | 3 | September 26, 2024 |
| October 2025 | $51,847,440 | 3 | March 28, 2025 |
| October 2026 | $57,378,134 | 3 | March 30, 2026 |

Regulatory assets under management: $43,306,543 in the October 2024 data and $57,378,134 in the October 2026 data, up 32%.
Total employees: 3 in October 2024 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $51,847,440 to $57,378,134 (+11%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Embark Wealth Management, LLC (CRD 157950): Form ADV filing data as of October 2026.