# Eames Financial

> Eames Financial is an SEC-registered investment advisory firm, registered since 1994, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 118961
- Filed as: EAMES FINANCIAL
- Legal name: Higley, James, W.
- Also doing business as: NONE
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/118961
- AdvisorCensus page: https://advisorcensus.com/firm/eames-financial-118961

## Quick answers

**How is Eames Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Eames Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Eames Financial charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: up to 1% of assets a year (the maximum the brochure states); Hourly rate: $175 an hour (investment and financial counseling services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Eames Financial registered with the SEC or a state?**
Eames Financial is an SEC-registered investment advisory firm, registered since 1994. Status as filed: Approved. CRD 118961.

**How much does Eames Financial manage?**
Eames Financial reports $179,500,000 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (0% discretionary).

**How have Eames Financial's assets and staff changed since 2021?**
In the Form ADV data for Eames Financial: Regulatory assets under management: $148,000,000 in the October 2021 data and $179,500,000 in the October 2026 data, up 21%. Total employees: 1 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Eames Financial serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (50).

**Does Eames Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/118961

**Does Eames Financial state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "Eames provides investment management and financial counseling services to individuals, trusts, and charitable foundations. There are no minimum account size requirements"

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: up to 1% of assets a year (the maximum the brochure states)

> Fees for investment and financial counseling services are negotiable and reviewed periodically. They may be based upon a percentage of assets under management (up to 1%), a fixed annual fee (as negotiated), or an hourly rate (up to $175 per hour).

- Account minimum: None

> Eames provides investment management and financial counseling services to individuals, trusts, and charitable foundations. There are no minimum account size requirements

- Hourly rate: $175 an hour (investment and financial counseling services)

> an hourly rate (up to $175 per hour)

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $179,500,000
- Discretionary: $0
- Non-discretionary: $179,500,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| High net worth individuals | 50 | $179,500,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1994 (32 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NJ, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $148,000,000 | 1 | February 19, 2021 |
| October 2022 | $148,000,000 | 1 | April 1, 2022 |
| October 2023 | $136,000,000 | 1 | April 3, 2023 |
| October 2024 | $150,000,000 | 1 | April 1, 2024 |
| October 2025 | $196,000,000 | 1 | April 1, 2025 |
| October 2026 | $179,500,000 | 1 | March 31, 2026 |

Regulatory assets under management: $148,000,000 in the October 2021 data and $179,500,000 in the October 2026 data, up 21%.
Total employees: 1 in October 2021 and 1 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Eames Financial (CRD 118961): Form ADV filing data as of October 2026.