# Duet Advisory Services LLC

> Duet Advisory Services LLC is an SEC-registered investment advisory firm in Bingham Farms, MI, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.

- CRD: 283584
- Filed as: DUET ADVISORY SERVICES LLC
- Also doing business as: CENTS & SENSIBILITY, INC., STAR WEALTH MANAGEMENT CORPORATION
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bingham Farms, MI
- Filing period: October 2026
- Form ADV filing dated: March 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283584
- AdvisorCensus page: https://advisorcensus.com/firm/duet-advisory-services-llc-bingham-farms-mi-283584

## Quick answers

**How is Duet Advisory Services LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Duet Advisory Services LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Duet Advisory Services LLC located?**
Duet Advisory Services LLC's principal office is in Bingham Farms, MI, according to its Form ADV; the April 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Duet Advisory Services LLC registered with the SEC or a state?**
Duet Advisory Services LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 283584.

**How much does Duet Advisory Services LLC manage?**
Duet Advisory Services LLC reports $316,487,378 in regulatory assets under management in its Form ADV filing dated March 12, 2026 (98% discretionary).

**How have Duet Advisory Services LLC's assets and staff changed since 2024?**
In the Form ADV data for Duet Advisory Services LLC: Regulatory assets under management: $239,357,006 in the October 2024 data and $316,487,378 in the October 2026 data, up 32%. Total employees: 9 in October 2024 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Duet Advisory Services LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (182); high net worth individuals (100); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Which custodians does Duet Advisory Services LLC use?**
Duet Advisory Services LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Duet Advisory Services LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283584

**Does Duet Advisory Services LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 12, 2026 says: "While Duet does not impose mandatory requirements for opening or maintaining investment advisory accounts, Duet generally seeks to provide those services to clients having at least $250,000 in assets designated for management."

**What changed in Duet Advisory Services LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $277,883,875 to $316,487,378 (+14%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 12, 2026)

- Account minimum: $250,000

> While Duet does not impose mandatory requirements for opening or maintaining investment advisory accounts, Duet generally seeks to provide those services to clients having at least $250,000 in assets designated for management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $316,487,378
- Discretionary: $311,122,277
- Non-discretionary: $5,365,101

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 182 | $83,996,503 |
| High net worth individuals | 100 | $230,338,745 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $2,152,130 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (2 years)
- Employees: 7 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, MI, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Ann Arbor, MI
- Pleasanton, CA

### Websites listed on Form ADV (Item 1.I)
- centsinc.net
- starwealth.net
- Facebook @CENTS-SENSIBILITY-INC-214663831993283
- LinkedIn @CENTS-&-SENSIBILITY-INC.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $239,357,006 | 9 | September 10, 2024 |
| October 2025 | $277,883,875 | 9 | March 13, 2025 |
| October 2026 | $316,487,378 | 7 | March 12, 2026 |

Regulatory assets under management: $239,357,006 in the October 2024 data and $316,487,378 in the October 2026 data, up 32%.
Total employees: 9 in October 2024 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $277,883,875 to $316,487,378 (+14%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Duet Advisory Services LLC (CRD 283584): Form ADV filing data as of October 2026.
