# Demming Financial Services Corp.

> Demming Financial Services Corp. is an SEC-registered investment advisory firm in Aurora, OH, registered since 2008, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 17, 2026.

- CRD: 120106
- Filed as: DEMMING FINANCIAL SERVICES CORP.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Aurora, OH
- Filing period: October 2026
- Form ADV filing dated: September 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/120106
- AdvisorCensus page: https://advisorcensus.com/firm/demming-financial-services-corp-aurora-oh-120106

## Quick answers

**How is Demming Financial Services Corp. compensated?**
On its Form ADV (Item 5.E, October 2026), Demming Financial Services Corp. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Demming Financial Services Corp. charge?**
Its Form ADV Part 2A brochure dated September 26, 2025 states: Hourly rate: $50 to $200 an hour (stand-alone financial planning or consulting services); Flat fee: $500 to $1,500 (stand-alone financial planning or consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Demming Financial Services Corp. located?**
Demming Financial Services Corp.'s principal office is in Aurora, OH, according to its Form ADV.

**Is Demming Financial Services Corp. registered with the SEC or a state?**
Demming Financial Services Corp. is an SEC-registered investment advisory firm, registered since 2008. Status as filed: Approved. CRD 120106.

**How much does Demming Financial Services Corp. manage?**
Demming Financial Services Corp. reports $765,937,967 in regulatory assets under management in its Form ADV filing dated September 17, 2026 (100% discretionary).

**How have Demming Financial Services Corp.'s assets and staff changed since 2021?**
In the Form ADV data for Demming Financial Services Corp.: Regulatory assets under management: $525,856,010 in the October 2021 data and $765,937,967 in the October 2026 data, up 46%. Total employees: 13 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Demming Financial Services Corp. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (565); high net worth individuals (230); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Which custodians does Demming Financial Services Corp. use?**
Demming Financial Services Corp.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab Investment Management, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Demming Financial Services Corp. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/120106

**Does Demming Financial Services Corp. state an account minimum?**
Its Form ADV Part 2A brochure dated September 26, 2025 says: "DFSC does not impose a stated minimum fee or minimum portfolio value for starting and maintaining an investment management relationship."

**What changed in Demming Financial Services Corp.'s recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $675,718,034 to $765,937,967 (+13%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated September 26, 2025)

- Account minimum: None

> DFSC does not impose a stated minimum fee or minimum portfolio value for starting and maintaining an investment management relationship.

- Hourly rate: $50 to $200 an hour (stand-alone financial planning or consulting services)

> DFSC charges either a negotiable hourly and/or fixed fee to provide clients with stand- alone financial planning or consulting services. These fees are largely determined by the scope and complexity of the agreed upon services and range from $ 50 to $200 on an hourly basis

- Flat fee: $500 to $1,500 (stand-alone financial planning or consulting services)

> DFSC charges either a negotiable hourly and/or fixed fee to provide clients with stand- alone financial planning or consulting services. These fees are largely determined by the scope and complexity of the agreed upon services and range from $ 50 to $200 on an hourly basis and $ 500 to $1,500 on a fixed fee basis.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab Investment Management, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $765,937,967
- Discretionary: $765,937,967
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 565 | $151,607,011 |
| High net worth individuals | 230 | $611,988,778 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $2,342,178 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2008 (18 years)
- Employees: 11 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, GA, IL, MI, NC, NH, OH, PA, SC, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- demmingfinancial.com
- LinkedIn @demming-financial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $525,856,010 | 13 | September 28, 2021 |
| October 2022 | $462,823,487 | 12 | September 29, 2022 |
| October 2023 | $503,743,188 | 12 | September 28, 2023 |
| October 2024 | $575,055,981 | 12 | September 16, 2024 |
| October 2025 | $575,055,981 | 12 | September 16, 2024 |
| October 2026 | $765,937,967 | 11 | September 17, 2026 |

Regulatory assets under management: $525,856,010 in the October 2021 data and $765,937,967 in the October 2026 data, up 46%.
Total employees: 13 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $675,718,034 to $765,937,967 (+13%).

### December 2025
- Regulatory assets under management went from $575,055,981 to $675,718,034 (+18%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Demming Financial Services Corp. (CRD 120106): Form ADV filing data as of October 2026.