# Deliberate Finances

> Deliberate Finances is a state-registered investment advisory firm, registered since 2016, reporting under $25 million in regulatory assets under management in its Form ADV filing dated August 17, 2026.

- CRD: 285661
- Filed as: DELIBERATE FINANCES
- Legal name: Deliberate Finances, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Louisiana
- Filing period: October 2026
- Form ADV filing dated: August 17, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/285661
- AdvisorCensus page: https://advisorcensus.com/firm/deliberate-finances-285661

## Quick answers

**How is Deliberate Finances compensated?**
On its Form ADV (Item 5.E, October 2026), Deliberate Finances reports these compensation arrangements: fixed fees (other than subscription fees); other.

**Is Deliberate Finances registered with the SEC or a state?**
Deliberate Finances is a state-registered investment advisory firm, registered since 2016. Status as filed: APPROVED. CRD 285661.

**How much does Deliberate Finances manage?**
Deliberate Finances reports $18,727,962 in regulatory assets under management in its Form ADV filing dated August 17, 2026 (0% discretionary).

**What types of clients does Deliberate Finances serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (45); high net worth individuals (14).

**Does Deliberate Finances report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/285661

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)
- Other

### Regulatory assets under management (Item 5.F)
- Total: $18,727,962
- Discretionary: $0
- Non-discretionary: $18,727,962

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 45 | $9,865,683 |
| High net worth individuals | 14 | $8,862,279 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2016 (9 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- deliberatefinances.com
- LinkedIn @RYANFRAILICH

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Deliberate Finances (CRD 285661): Form ADV filing data as of October 2026.