{
  "crd_number": 285661,
  "slug": "deliberate-finances-285661",
  "primary_business_name": "DELIBERATE FINANCES",
  "legal_name": "DELIBERATE FINANCES, LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2016-11-28",
  "years_registered": 9,
  "period": "2026-10-01",
  "filing_date": "2026-08-17",
  "carried_forward": false,
  "raum_total": 18727962.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 18727962.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 9865683.0,
      "count": 45
    },
    "high_net_worth_individuals": {
      "raum": 8862279.0,
      "count": 14
    }
  },
  "compensation_types": [
    "fixed",
    "other"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "LA"
  ],
  "websites": [
    "https://deliberatefinances.com",
    "https://linkedin.com/IN/RYANFRAILICH"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/285661",
  "listing_state": "LA",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/deliberate-finances-285661",
  "display_name": "Deliberate Finances",
  "summary": "Deliberate Finances is a state-registered investment advisory firm, registered since 2016, reporting under $25 million in regulatory assets under management in its Form ADV filing dated August 17, 2026.",
  "citation": "AdvisorCensus. Deliberate Finances (CRD 285661): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Deliberate Finances compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Deliberate Finances reports these compensation arrangements: fixed fees (other than subscription fees); other."
    },
    {
      "q": "Is Deliberate Finances registered with the SEC or a state?",
      "a": "Deliberate Finances is a state-registered investment advisory firm, registered since 2016. Status as filed: APPROVED. CRD 285661."
    },
    {
      "q": "How much does Deliberate Finances manage?",
      "a": "Deliberate Finances reports $18,727,962 in regulatory assets under management in its Form ADV filing dated August 17, 2026 (0% discretionary)."
    },
    {
      "q": "What types of clients does Deliberate Finances serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (45); high net worth individuals (14)."
    },
    {
      "q": "Does Deliberate Finances report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/285661"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/deliberate-finances-285661.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 45,
      "fewer_than_5": false,
      "raum": 9865683.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 14,
      "fewer_than_5": false,
      "raum": 8862279.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/285661",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}