# Defender Capital

> Defender Capital is an SEC-registered investment advisory firm in Charlotte, NC, registered since 2015, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated January 28, 2026.

- CRD: 159607
- Filed as: DEFENDER CAPITAL
- Legal name: Defender Capital LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Charlotte, NC
- Filing period: October 2026
- Form ADV filing dated: January 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/159607
- AdvisorCensus page: https://advisorcensus.com/firm/defender-capital-charlotte-nc-159607

## Quick answers

**How is Defender Capital compensated?**
On its Form ADV (Item 5.E, October 2026), Defender Capital reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Defender Capital located?**
Defender Capital's principal office is in Charlotte, NC, according to its Form ADV.

**Is Defender Capital registered with the SEC or a state?**
Defender Capital is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 159607.

**How much does Defender Capital manage?**
Defender Capital reports $510,000,000 in regulatory assets under management in its Form ADV filing dated January 28, 2026 (100% discretionary).

**How have Defender Capital's assets and staff changed since 2021?**
In the Form ADV data for Defender Capital: Regulatory assets under management: $367,000,000 in the October 2021 data and $510,000,000 in the October 2026 data, up 39%. Total employees: 6 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Defender Capital serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (129); individuals (other than high net worth individuals) (57); pooled investment vehicles (other than investment companies and business development companies) (1).

**Which custodians does Defender Capital use?**
Defender Capital's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Defender Capital report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/159607

**What changed in Defender Capital's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $442,000,000 to $510,000,000 (+15%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $510,000,000
- Discretionary: $507,900,000
- Non-discretionary: $2,100,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 57 | $76,000,000 |
| High net worth individuals | 129 | $371,000,000 |
| Pooled investment vehicles (other than investment companies and business development companies) | 1 | $46,000,000 |
| Charitable organizations | Fewer than 5 | $17,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2015 (11 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, LA, NC, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- defendercapital.us
- LinkedIn @1434434

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $367,000,000 | 6 | September 1, 2021 |
| October 2022 | $374,000,000 | 6 | July 29, 2022 |
| October 2023 | $388,000,000 | 6 | September 26, 2023 |
| October 2024 | $413,725,000 | 7 | March 18, 2024 |
| October 2025 | $442,000,000 | 3 | March 21, 2025 |
| October 2026 | $510,000,000 | 3 | January 28, 2026 |

Regulatory assets under management: $367,000,000 in the October 2021 data and $510,000,000 in the October 2026 data, up 39%.
Total employees: 6 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $442,000,000 to $510,000,000 (+15%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Defender Capital (CRD 159607): Form ADV filing data as of October 2026.