# Decker Retirement Planning Inc.

> Decker Retirement Planning Inc. is an SEC-registered investment advisory firm in Lehi, UT, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 29, 2026.

- CRD: 284281
- Filed as: DECKER RETIREMENT PLANNING INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lehi, UT
- Filing period: October 2026
- Form ADV filing dated: May 29, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/284281
- AdvisorCensus page: https://advisorcensus.com/firm/decker-retirement-planning-inc-lehi-ut-284281

## Quick answers

**How is Decker Retirement Planning Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Decker Retirement Planning Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Decker Retirement Planning Inc. charge?**
Its Form ADV Part 2A brochure dated March 26, 2026 states: Hourly rate: $250 an hour (financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Decker Retirement Planning Inc. located?**
Decker Retirement Planning Inc.'s principal office is in Lehi, UT, according to its Form ADV; the June 2026 filing also lists 5 other offices (Schedule D, Section 1.F).

**Is Decker Retirement Planning Inc. registered with the SEC or a state?**
Decker Retirement Planning Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 284281.

**How much does Decker Retirement Planning Inc. manage?**
Decker Retirement Planning Inc. reports $359,915,714 in regulatory assets under management in its Form ADV filing dated May 29, 2026 (100% discretionary).

**How have Decker Retirement Planning Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Decker Retirement Planning Inc.: Regulatory assets under management: $109,695,476 in the October 2021 data and $359,915,714 in the October 2026 data, up 228%. Total employees: 18 in October 2021 and 23 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Decker Retirement Planning Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (713); high net worth individuals (54); corporations or other businesses not listed above (7).

**Which custodians does Decker Retirement Planning Inc. use?**
Decker Retirement Planning Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Distributors Company LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Decker Retirement Planning Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/284281

**Does Decker Retirement Planning Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 26, 2026 says: "Decker Retirement Planning does require a minimum of $300,000."

**What changed in Decker Retirement Planning Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 6 to 7. Regulatory assets under management went from $285,093,119 to $359,915,714 (+26%). Added an office in Mill Valley, CA. No longer lists an office in San Francisco, CA. No longer lists an office in Sausalito, CA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Account minimum: $300,000

> Decker Retirement Planning does require a minimum of $300,000.

- Hourly rate: $250 an hour (financial planning)

> The onetime financial planning fee is based upon our estimate of the time to complete your plan at our hourly rate of $250 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $359,915,714
- Discretionary: $359,915,714
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 713 | $225,965,252 |
| High net worth individuals | 54 | $130,998,805 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $460,323 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 7 | $2,491,334 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters

### Firm details
- Registered since: 2021 (5 years)
- Employees: 23 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AZ, CA, FL, ID, MT, NE, NH, NV, NY, TX, UT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the June 2026 filing
- Bellevue, WA
- Mill Valley, CA
- Renton, WA
- Salt Lake City, UT
- Seattle, WA

### Websites listed on Form ADV (Item 1.I)
- deckerretirementplanning.com
- Facebook @ASAFERRETIREMENTEDUCATION
- Facebook @DECKERRETIREMENTPLANNING
- Instagram @DECKERRETIRE
- Instagram @SAFERRETIREMENTEDU
- LinkedIn @DECKER-RETIREMENT-PLANNING
- X @deckerretire
- YouTube @UCPBDPKvp1FzbfnpKyUNejmg

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $109,695,476 | 18 | June 22, 2021 |
| October 2022 | $121,443,824 | 19 | January 6, 2022 |
| October 2023 | $117,529,611 | 19 | June 6, 2023 |
| October 2024 | $213,562,459 | 21 | July 10, 2024 |
| October 2025 | $285,093,119 | 22 | March 14, 2025 |
| October 2026 | $359,915,714 | 23 | May 29, 2026 |

Regulatory assets under management: $109,695,476 in the October 2021 data and $359,915,714 in the October 2026 data, up 228%.
Total employees: 18 in October 2021 and 23 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 6 to 7.
- Regulatory assets under management went from $285,093,119 to $359,915,714 (+26%).
- Added an office in Mill Valley, CA.
- No longer lists an office in San Francisco, CA.
- No longer lists an office in Sausalito, CA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Decker Retirement Planning Inc. (CRD 284281): Form ADV filing data as of October 2026.