# DBD Retirement and Financial Services

> DBD Retirement and Financial Services is an SEC-registered investment advisory firm, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 28, 2026.

- CRD: 328239
- Filed as: DBD RETIREMENT AND FINANCIAL SERVICES
- Legal name: DBD Retirement and Financial Services, LLC
- Also doing business as: DBD FINANCIAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: September 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/328239
- AdvisorCensus page: https://advisorcensus.com/firm/dbd-retirement-and-financial-services-328239

## Quick answers

**How is DBD Retirement and Financial Services compensated?**
On its Form ADV (Item 5.E, October 2026), DBD Retirement and Financial Services reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Is DBD Retirement and Financial Services registered with the SEC or a state?**
DBD Retirement and Financial Services is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 328239.

**How much does DBD Retirement and Financial Services manage?**
DBD Retirement and Financial Services reports $133,657,020 in regulatory assets under management in its Form ADV filing dated September 28, 2026 (100% discretionary).

**How have DBD Retirement and Financial Services' assets and staff changed since 2024?**
In the Form ADV data for DBD Retirement and Financial Services: Regulatory assets under management: $130,239,344 in the October 2024 data and $133,657,020 in the October 2026 data, up 3%. Total employees: 1 in October 2024 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does DBD Retirement and Financial Services serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (17); high net worth individuals (4).

**Which custodians does DBD Retirement and Financial Services use?**
DBD Retirement and Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Assetmark Trust Company as a custodian holding 10% or more of its separately managed account assets.

**Does DBD Retirement and Financial Services report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/328239

**Does DBD Retirement and Financial Services state an account minimum?**
Its Form ADV Part 2A brochure dated January 12, 2026 says: "There are no minimum investment amounts or conditions required for establishing an account managed by Signature Resources."

**What changed in DBD Retirement and Financial Services' recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in PA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 12, 2026)

- Account minimum: None

> There are no minimum investment amounts or conditions required for establishing an account managed by Signature Resources.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Assetmark Trust Company

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $133,657,020
- Discretionary: $133,657,020
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 17 | $6,210,636 |
| High net worth individuals | 4 | $127,446,384 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (2 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PA, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- dbdfinancial.com
- LinkedIn @ray-di-filippo-6675804

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $130,239,344 | 1 | July 30, 2024 |
| October 2025 | $133,866,680 | 1 | January 16, 2025 |
| October 2026 | $133,657,020 | 1 | September 28, 2026 |

Regulatory assets under management: $130,239,344 in the October 2024 data and $133,657,020 in the October 2026 data, up 3%.
Total employees: 1 in October 2024 and 1 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in PA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. DBD Retirement and Financial Services (CRD 328239): Form ADV filing data as of October 2026.