# D & T Financial Advisors, Inc.

> D & T Financial Advisors, Inc. is a state-registered investment advisory firm in Concord, CA, registered since 1995, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 26, 2026.

- CRD: 136297
- Filed as: D & T FINANCIAL ADVISORS, INC.
- Legal name: Downs & Tsuruda, Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Concord, CA
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/136297
- AdvisorCensus page: https://advisorcensus.com/firm/d-and-t-financial-advisors-inc-concord-ca-136297

## Quick answers

**How is D & T Financial Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), D & T Financial Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; other. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is D & T Financial Advisors, Inc. located?**
D & T Financial Advisors, Inc.'s principal office is in Concord, CA, according to its Form ADV.

**Is D & T Financial Advisors, Inc. registered with the SEC or a state?**
D & T Financial Advisors, Inc. is a state-registered investment advisory firm, registered since 1995. Status as filed: APPROVED. CRD 136297.

**How much does D & T Financial Advisors, Inc. manage?**
D & T Financial Advisors, Inc. reports $87,449,075 in regulatory assets under management in its Form ADV filing dated February 26, 2026 (100% discretionary).

**What types of clients does D & T Financial Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (27); individuals (other than high net worth individuals) (13).

**Does D & T Financial Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/136297

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Other

### Regulatory assets under management (Item 5.F)
- Total: $87,449,075
- Discretionary: $87,449,075
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 13 | $5,364,270 |
| High net worth individuals | 27 | $82,084,805 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 1995 (31 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. D & T Financial Advisors, Inc. (CRD 136297): Form ADV filing data as of October 2026.