# Cypress Financial Planning

> Cypress Financial Planning is an SEC-registered investment advisory firm in Haddon Heights, NJ, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 21, 2026.

- CRD: 151014
- Filed as: CYPRESS FINANCIAL PLANNING
- Legal name: Cypress Financial Planning, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Haddon Heights, NJ
- Filing period: October 2026
- Form ADV filing dated: July 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/151014
- AdvisorCensus page: https://advisorcensus.com/firm/cypress-financial-planning-haddon-heights-nj-151014

## Quick answers

**How is Cypress Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Cypress Financial Planning reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Cypress Financial Planning located?**
Cypress Financial Planning's principal office is in Haddon Heights, NJ, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Cypress Financial Planning registered with the SEC or a state?**
Cypress Financial Planning is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 151014.

**How much does Cypress Financial Planning manage?**
Cypress Financial Planning reports $490,443,121 in regulatory assets under management in its Form ADV filing dated July 21, 2026 (70% discretionary).

**How have Cypress Financial Planning's assets and staff changed since 2021?**
In the Form ADV data for Cypress Financial Planning: Regulatory assets under management: $198,622,578 in the October 2021 data and $490,443,121 in the October 2026 data, up 147%. Total employees: 5 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cypress Financial Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (319); high net worth individuals (108); pension and profit sharing plans (but not the plan participants or government pension plans) (5).

**Which custodians does Cypress Financial Planning use?**
Cypress Financial Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cypress Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/151014

**Does Cypress Financial Planning state an account minimum?**
Its Form ADV Part 2A brochure dated May 11, 2026 says: "We have no minimum account size."

**What changed in Cypress Financial Planning's recent Form ADV filings?**
In the July 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 11, 2026)

- Account minimum: None

> We have no minimum account size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $490,443,121
- Discretionary: $342,513,869
- Non-discretionary: $147,929,252

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 319 | $181,470,985 |
| High net worth individuals | 108 | $304,605,062 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $3,521,129 |
| Charitable organizations | Fewer than 5 | $845,945 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2018 (8 years)
- Employees: 7 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, DE, FL, NC, NJ, NY, PA, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Charlottesville, VA

### Websites listed on Form ADV (Item 1.I)
- cypressplanning.com
- Facebook @cypress-financial-planning-22875040
- LinkedIn @cypress-financial-planning

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $198,622,578 | 5 | July 7, 2021 |
| October 2022 | $249,727,905 | 6 | July 8, 2022 |
| October 2023 | $233,988,878 | 6 | August 30, 2023 |
| October 2024 | $307,722,615 | 6 | September 6, 2024 |
| October 2025 | $394,972,037 | 7 | June 12, 2025 |
| October 2026 | $490,443,121 | 7 | July 21, 2026 |

Regulatory assets under management: $198,622,578 in the October 2021 data and $490,443,121 in the October 2026 data, up 147%.
Total employees: 5 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Updated its list of owners and control persons (Schedule A).

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $394,972,037 to $490,443,121 (+24%).
- Updated its list of owners and control persons (Schedule A).

### December 2025
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cypress Financial Planning (CRD 151014): Form ADV filing data as of October 2026.