# Curbstone Financial Management Corp.

> Curbstone Financial Management Corp. is an SEC-registered investment advisory firm in Manchester, NH, registered since 2006, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 22, 2026.

- CRD: 13348
- Filed as: CURBSTONE FINANCIAL MANAGEMENT CORP.
- Legal name: Curbstone Financial Management Corporation
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Manchester, NH
- Filing period: October 2026
- Form ADV filing dated: June 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/13348
- AdvisorCensus page: https://advisorcensus.com/firm/curbstone-financial-management-corp-manchester-nh-13348

## Quick answers

**How is Curbstone Financial Management Corp. compensated?**
On its Form ADV (Item 5.E, October 2026), Curbstone Financial Management Corp. reports these compensation arrangements: a percentage of assets under its management.

**What does Curbstone Financial Management Corp.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated June 22, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.85% a year; Above $5,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Curbstone Financial Management Corp. located?**
Curbstone Financial Management Corp.'s principal office is in Manchester, NH, according to its Form ADV.

**Is Curbstone Financial Management Corp. registered with the SEC or a state?**
Curbstone Financial Management Corp. is an SEC-registered investment advisory firm, registered since 2006. Status as filed: Approved. CRD 13348.

**How much does Curbstone Financial Management Corp. manage?**
Curbstone Financial Management Corp. reports $411,740,153 in regulatory assets under management in its Form ADV filing dated June 22, 2026 (100% discretionary).

**How have Curbstone Financial Management Corp.'s assets and staff changed since 2021?**
In the Form ADV data for Curbstone Financial Management Corp.: Regulatory assets under management: $364,294,706 in the October 2021 data and $411,740,153 in the October 2026 data, up 13%. Total employees: 9 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Curbstone Financial Management Corp. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (149); individuals (other than high net worth individuals) (118); charitable organizations (7).

**Which custodians does Curbstone Financial Management Corp. use?**
Curbstone Financial Management Corp.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Curbstone Financial Management Corp. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/13348

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated June 22, 2026)

- Up to $2,000,000: 1% a year
- $2,000,000 to $5,000,000: 0.85% a year
- Above $5,000,000: 0.5% a year

> On the first $2,000,000 1.00% On the next $3,000,000 0.85% Balance over $5,000,000 0.50%

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $411,740,153
- Discretionary: $411,740,153
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 118 | $31,624,310 |
| High net worth individuals | 149 | $351,671,551 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $284,079 |
| Charitable organizations | 7 | $27,795,842 |
| Corporations or other businesses not listed above | 1 | $364,371 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Other

### Firm details
- Registered since: 2006 (19 years)
- Employees: 10 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, LA, MA, ME, NH, NY, TX, VT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- curbstonefinancial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $364,294,706 | 9 | June 29, 2021 |
| October 2022 | $382,449,484 | 9 | June 14, 2022 |
| October 2023 | $336,616,014 | 9 | June 28, 2023 |
| October 2024 | $372,014,245 | 9 | June 18, 2024 |
| October 2025 | $385,398,261 | 10 | June 13, 2025 |
| October 2026 | $411,740,153 | 10 | June 22, 2026 |

Regulatory assets under management: $364,294,706 in the October 2021 data and $411,740,153 in the October 2026 data, up 13%.
Total employees: 9 in October 2021 and 10 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Curbstone Financial Management Corp. (CRD 13348): Form ADV filing data as of October 2026.