{
  "crd_number": 13348,
  "slug": "curbstone-financial-management-corp-manchester-nh-13348",
  "primary_business_name": "CURBSTONE FINANCIAL MANAGEMENT CORP.",
  "legal_name": "CURBSTONE FINANCIAL MANAGEMENT CORPORATION",
  "dbas": [],
  "city": "Manchester",
  "state": "NH",
  "country": "United States",
  "cbsa_code": "31700",
  "metro": {
    "cbsa_code": "31700",
    "common_name": "Manchester",
    "msa_name": "Manchester-Nashua, NH",
    "path": "/advisors/nh/manchester"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2006-12-04",
  "years_registered": 19,
  "period": "2026-10-01",
  "filing_date": "2026-06-22",
  "carried_forward": false,
  "raum_total": 411740153.0,
  "raum_discretionary": 411740153.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 10,
  "advisory_employees": 6,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 27795842.0,
      "count": 7
    },
    "individuals": {
      "raum": 31624310.0,
      "count": 118
    },
    "pension_profit_sharing": {
      "raum": 284079.0,
      "count": 2,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 351671551.0,
      "count": 149
    },
    "corporations_other_businesses": {
      "raum": 364371.0,
      "count": 1
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "other",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "FL",
    "LA",
    "MA",
    "ME",
    "NH",
    "NY",
    "TX",
    "VT"
  ],
  "websites": [
    "https://curbstonefinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/13348",
  "city_as_filed": "MANCHESTER",
  "url": "https://advisorcensus.com/firm/curbstone-financial-management-corp-manchester-nh-13348",
  "display_name": "Curbstone Financial Management Corp.",
  "summary": "Curbstone Financial Management Corp. is an SEC-registered investment advisory firm in Manchester, NH, registered since 2006, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 22, 2026.",
  "citation": "AdvisorCensus. Curbstone Financial Management Corp. (CRD 13348): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Curbstone Financial Management Corp. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Curbstone Financial Management Corp. reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "What does Curbstone Financial Management Corp.'s brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated June 22, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.85% a year; Above $5,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Curbstone Financial Management Corp. located?",
      "a": "Curbstone Financial Management Corp.'s principal office is in Manchester, NH, according to its Form ADV."
    },
    {
      "q": "Is Curbstone Financial Management Corp. registered with the SEC or a state?",
      "a": "Curbstone Financial Management Corp. is an SEC-registered investment advisory firm, registered since 2006. Status as filed: Approved. CRD 13348."
    },
    {
      "q": "How much does Curbstone Financial Management Corp. manage?",
      "a": "Curbstone Financial Management Corp. reports $411,740,153 in regulatory assets under management in its Form ADV filing dated June 22, 2026 (100% discretionary)."
    },
    {
      "q": "How have Curbstone Financial Management Corp.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Curbstone Financial Management Corp.: Regulatory assets under management: $364,294,706 in the October 2021 data and $411,740,153 in the October 2026 data, up 13%. Total employees: 9 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Curbstone Financial Management Corp. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (149); individuals (other than high net worth individuals) (118); charitable organizations (7)."
    },
    {
      "q": "Which custodians does Curbstone Financial Management Corp. use?",
      "a": "Curbstone Financial Management Corp.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Curbstone Financial Management Corp. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/13348"
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 364294706.0,
      "total_employees": 9,
      "filing_date": "2021-06-29"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 382449484.0,
      "total_employees": 9,
      "filing_date": "2022-06-14"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 336616014.0,
      "total_employees": 9,
      "filing_date": "2023-06-28"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 372014245.0,
      "total_employees": 9,
      "filing_date": "2024-06-18"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 385398261.0,
      "total_employees": 10,
      "filing_date": "2025-06-13"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 411740153.0,
      "total_employees": 10,
      "filing_date": "2026-06-22"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated June 22, 2026",
    "tiers": [
      {
        "band": "Up to $2,000,000",
        "rate": "1%"
      },
      {
        "band": "$2,000,000 to $5,000,000",
        "rate": "0.85%"
      },
      {
        "band": "Above $5,000,000",
        "rate": "0.5%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $2,000,000: 1% a year",
          "$2,000,000 to $5,000,000: 0.85% a year",
          "Above $5,000,000: 0.5% a year"
        ],
        "quotes": [
          "On the first $2,000,000 1.00%\nOn the next $3,000,000 0.85%\nBalance over $5,000,000 0.50%"
        ]
      }
    ],
    "quotes": [
      "On the first $2,000,000 1.00%\nOn the next $3,000,000 0.85%\nBalance over $5,000,000 0.50%"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/curbstone-financial-management-corp-manchester-nh-13348.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 118,
      "fewer_than_5": false,
      "raum": 31624310.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 149,
      "fewer_than_5": false,
      "raum": 351671551.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 2,
      "fewer_than_5": true,
      "raum": 284079.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 7,
      "fewer_than_5": false,
      "raum": 27795842.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 1,
      "fewer_than_5": false,
      "raum": 364371.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/13348",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}