# Cross Border Financial Planning USA LLC

> Cross Border Financial Planning USA LLC is an SEC-registered investment advisory firm in Philadelphia, PA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 14, 2026.

- CRD: 317154
- Filed as: CROSS BORDER FINANCIAL PLANNING USA LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Philadelphia, PA
- Filing period: October 2026
- Form ADV filing dated: September 14, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/317154
- AdvisorCensus page: https://advisorcensus.com/firm/cross-border-financial-planning-usa-llc-philadelphia-pa-317154

## Quick answers

**How is Cross Border Financial Planning USA LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Cross Border Financial Planning USA LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Cross Border Financial Planning USA LLC charge?**
Its Form ADV Part 2A brochure dated March 13, 2026 states: Subscription: $250 a month (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cross Border Financial Planning USA LLC located?**
Cross Border Financial Planning USA LLC's principal office is in Philadelphia, PA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Cross Border Financial Planning USA LLC registered with the SEC or a state?**
Cross Border Financial Planning USA LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 317154.

**How much does Cross Border Financial Planning USA LLC manage?**
Cross Border Financial Planning USA LLC reports $147,228,501 in regulatory assets under management in its Form ADV filing dated September 14, 2026 (99% discretionary).

**How have Cross Border Financial Planning USA LLC's assets and staff changed since 2025?**
In the Form ADV data for Cross Border Financial Planning USA LLC: Regulatory assets under management: $114,664,126 in the October 2025 data and $147,228,501 in the October 2026 data, up 28%. Total employees: 3 in October 2025 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cross Border Financial Planning USA LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (102); high net worth individuals (63); corporations or other businesses not listed above (1).

**Which custodians does Cross Border Financial Planning USA LLC use?**
Cross Border Financial Planning USA LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cross Border Financial Planning USA LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/317154

**What changed in Cross Border Financial Planning USA LLC's recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in WA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 13, 2026)

- Subscription: $250 a month (financial planning services)

> After the first year of service, the client will billed $250 a month, billed in advance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $147,228,501
- Discretionary: $146,431,455
- Non-discretionary: $797,046

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 102 | $37,685,894 |
| High net worth individuals | 63 | $108,302,627 |
| Corporations or other businesses not listed above | 1 | $1,239,980 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, MA, NY, PA, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Marina del Rey, CA

### Websites listed on Form ADV (Item 1.I)
- cbfpusa.com
- LinkedIn @cross-border-financial-planning-usa-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $114,664,126 | 3 | May 1, 2025 |
| October 2026 | $147,228,501 | 3 | September 14, 2026 |

Regulatory assets under management: $114,664,126 in the October 2025 data and $147,228,501 in the October 2026 data, up 28%.
Total employees: 3 in October 2025 and 3 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in WA.

### April 2026
- Regulatory assets under management went from $114,664,126 to $147,228,501 (+28%).
- Added an office in Marina del Rey, CA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cross Border Financial Planning USA LLC (CRD 317154): Form ADV filing data as of October 2026.