# Creative Financial Strategies, Inc.

> Creative Financial Strategies, Inc. is a state-registered investment advisory firm in Littleton, NH, registered since 1995, reporting under $25 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 116962
- Filed as: CREATIVE FINANCIAL STRATEGIES, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Littleton, NH
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/116962
- AdvisorCensus page: https://advisorcensus.com/firm/creative-financial-strategies-inc-littleton-nh-116962

## Quick answers

**How is Creative Financial Strategies, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Creative Financial Strategies, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**Where is Creative Financial Strategies, Inc. located?**
Creative Financial Strategies, Inc.'s principal office is in Littleton, NH, according to its Form ADV.

**Is Creative Financial Strategies, Inc. registered with the SEC or a state?**
Creative Financial Strategies, Inc. is a state-registered investment advisory firm, registered since 1995. Status as filed: APPROVED. CRD 116962.

**How much does Creative Financial Strategies, Inc. manage?**
Creative Financial Strategies, Inc. reports $293,250 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (0% discretionary).

**What types of clients does Creative Financial Strategies, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (10); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Does Creative Financial Strategies, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/116962

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Regulatory assets under management (Item 5.F)
- Total: $293,250
- Discretionary: $0
- Non-discretionary: $293,250

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 10 | $293,250 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 1995 (30 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- creativefinancialstrategies.com
- mypersonalceo.com
- Facebook @kevin.obrien.3597
- LinkedIn @retirementsuccess

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Creative Financial Strategies, Inc. (CRD 116962): Form ADV filing data as of October 2026.