# Cove

> Cove is an SEC-registered investment advisory firm in Santa Clara, CA, registered since 2024, with no regulatory assets under management reported in its Form ADV filing dated January 15, 2026.

- CRD: 329900
- Filed as: COVE
- Legal name: Eden Financial Technologies Incorporated
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Santa Clara, CA
- Filing period: October 2026
- Form ADV filing dated: January 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/329900
- AdvisorCensus page: https://advisorcensus.com/firm/cove-santa-clara-ca-329900

## Quick answers

**How is Cove compensated?**
On its Form ADV (Item 5.E, October 2026), Cove reports these compensation arrangements: a percentage of assets under its management.

**How much does Cove charge?**
Its Form ADV Part 2A brochure dated January 15, 2026 states: Asset-based fee: 0.8% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cove located?**
Cove's principal office is in Santa Clara, CA, according to its Form ADV.

**Is Cove registered with the SEC or a state?**
Cove is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 329900.

**How have Cove's assets and staff changed since 2024?**
In the Form ADV data for Cove: Total employees: 5 in October 2024 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cove serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,127).

**Does Cove report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/329900

**Does Cove state an account minimum?**
Its Form ADV Part 2A brochure dated January 15, 2026 says: "There is no account minimum."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated January 15, 2026)

- Asset-based fee: 0.8% of assets a year

> The Advisory Fee charged by Cove is a 0.8% fee on assets under management. Cove charges this fee monthly in arrears and defines assets under management for the fee calculation as the average daily balance of assets invested into each of the methodologies outlined in Item 4 over the month for which the fee has accrued.

> Cove reserves the right to charge a lower amount than this to clients.

- Account minimum: None

> There is no account minimum.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,127 | Not reported |
| High net worth individuals | 0 | Not reported |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |

### Advisory services (Item 5.G)
- Other

### Firm details
- Registered since: 2024 (2 years)
- Employees: 5 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- usecove.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | Not reported | 5 | September 18, 2024 |
| October 2025 | Not reported | 5 | May 21, 2025 |
| October 2026 | Not reported | 5 | January 15, 2026 |

Total employees: 5 in October 2024 and 5 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cove (CRD 329900): Form ADV filing data as of October 2026.