# Cornerstone Wealth Planning

> Cornerstone Wealth Planning is an SEC-registered investment advisory firm in Charlotte, NC, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 10, 2026.

- CRD: 166886
- Filed as: CORNERSTONE WEALTH PLANNING
- Legal name: Cornerstone Planning, LLC
- Also doing business as: CORNERSTONE WEALTH PLANNING, RETIREMENT COURSE REGISTRATION
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Charlotte, NC
- Filing period: October 2026
- Form ADV filing dated: February 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/166886
- AdvisorCensus page: https://advisorcensus.com/firm/cornerstone-wealth-planning-charlotte-nc-166886

## Quick answers

**How is Cornerstone Wealth Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Cornerstone Wealth Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cornerstone Wealth Planning charge?**
Its Form ADV Part 2A brochure dated February 10, 2026 states: Hourly rate: $250 an hour (Hourly Planning / Analysis); Subscription: $500 to $5,000 a quarter (Financial Planning Retainer); Flat fee: $250 to $5,000 (Comprehensive Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cornerstone Wealth Planning located?**
Cornerstone Wealth Planning's principal office is in Charlotte, NC, according to its Form ADV; the March 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Cornerstone Wealth Planning registered with the SEC or a state?**
Cornerstone Wealth Planning is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 166886.

**How much does Cornerstone Wealth Planning manage?**
Cornerstone Wealth Planning reports $485,905,211 in regulatory assets under management in its Form ADV filing dated February 10, 2026 (99% discretionary).

**How have Cornerstone Wealth Planning's assets and staff changed since 2021?**
In the Form ADV data for Cornerstone Wealth Planning: Regulatory assets under management: $135,861,862 in the October 2021 data and $485,905,211 in the October 2026 data, up 258%. Total employees: 8 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cornerstone Wealth Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (282); high net worth individuals (127).

**Which custodians does Cornerstone Wealth Planning use?**
Cornerstone Wealth Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Cornerstone Wealth Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/166886

**Does Cornerstone Wealth Planning state an account minimum?**
Its Form ADV Part 2A brochure dated February 10, 2026 says: "We do not have a minimum opening account balance." "We do not impose a minimum dollar value on the size of account we will accept." "We do not have a minimum account size requirement."

**What changed in Cornerstone Wealth Planning's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 8 to 9. Regulatory assets under management went from $377,153,984 to $485,905,211 (+29%). Registered or notice-filed in GA. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 10, 2026)

- Account minimum: None

> We do not have a minimum opening account balance.

> We do not impose a minimum dollar value on the size of account we will accept.

> We do not have a minimum account size requirement.

- Hourly rate: $250 an hour (Hourly Planning / Analysis)

> Hourly Planning / Analysis $250 /hour

- Subscription: $500 to $5,000 a quarter (Financial Planning Retainer)

> Financial Planning Retainer $500-$5,000/quarterly

- Flat fee: $250 to $5,000 (Comprehensive Financial Planning)

> Comprehensive financial planning is performed for a fixed fee of $250 - $5,000

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $485,905,211
- Discretionary: $481,598,034
- Non-discretionary: $4,307,177

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 282 | $135,794,189 |
| High net worth individuals | 127 | $343,293,567 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $4,307,177 |
| Charitable organizations | Fewer than 5 | $2,510,278 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2020 (6 years)
- Employees: 13 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, NC, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Belmont, NC
- Charlotte, NC
- High Point, NC

### Websites listed on Form ADV (Item 1.I)
- cornerstone4planning.com
- rpblueprint.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $135,861,862 | 8 | September 23, 2021 |
| October 2022 | $185,064,655 | 9 | February 7, 2022 |
| October 2023 | $228,950,094 | 10 | July 27, 2023 |
| October 2024 | $309,433,605 | 13 | February 1, 2024 |
| October 2025 | $377,153,984 | 13 | February 23, 2025 |
| October 2026 | $485,905,211 | 13 | February 10, 2026 |

Regulatory assets under management: $135,861,862 in the October 2021 data and $485,905,211 in the October 2026 data, up 258%.
Total employees: 8 in October 2021 and 13 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 8 to 9.
- Regulatory assets under management went from $377,153,984 to $485,905,211 (+29%).
- Registered or notice-filed in GA.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cornerstone Wealth Planning (CRD 166886): Form ADV filing data as of October 2026.