# Cornerstone Wealth Advisors, Inc.

> Cornerstone Wealth Advisors, Inc. is an SEC-registered investment advisory firm in Carlsbad, CA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 13, 2026.

- CRD: 309544
- Filed as: CORNERSTONE WEALTH ADVISORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Carlsbad, CA
- Filing period: October 2026
- Form ADV filing dated: February 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/309544
- AdvisorCensus page: https://advisorcensus.com/firm/cornerstone-wealth-advisors-inc-carlsbad-ca-309544

## Quick answers

**How is Cornerstone Wealth Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Cornerstone Wealth Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cornerstone Wealth Advisors, Inc. charge?**
Its Form ADV Part 2A brochure dated February 13, 2026 states: Hourly rate: $250 an hour (Financial Planning Services); Flat fee: up to $10,000 (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cornerstone Wealth Advisors, Inc. located?**
Cornerstone Wealth Advisors, Inc.'s principal office is in Carlsbad, CA, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Cornerstone Wealth Advisors, Inc. registered with the SEC or a state?**
Cornerstone Wealth Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 309544.

**How much does Cornerstone Wealth Advisors, Inc. manage?**
Cornerstone Wealth Advisors, Inc. reports $145,630,000 in regulatory assets under management in its Form ADV filing dated February 13, 2026 (96% discretionary).

**How have Cornerstone Wealth Advisors, Inc.'s assets and staff changed since 2025?**
In the Form ADV data for Cornerstone Wealth Advisors, Inc.: Regulatory assets under management: $110,200,000 in the October 2025 data and $145,630,000 in the October 2026 data, up 32%. Total employees: 4 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cornerstone Wealth Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (105); high net worth individuals (50); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Which custodians does Cornerstone Wealth Advisors, Inc. use?**
Cornerstone Wealth Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cornerstone Wealth Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309544

**What changed in Cornerstone Wealth Advisors, Inc.'s recent Form ADV filings?**
In the December 2025 filing data: Regulatory assets under management went from $110,200,000 to $143,450,000 (+30%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 13, 2026)

- Hourly rate: $250 an hour (Financial Planning Services)

> Financial Planning Services are offered based on an hourly fee of $250 per hour.

- Flat fee: up to $10,000 (Financial Planning Services)

> Financial Planning Services are offered based on a maximum flat fee of $10,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $145,630,000
- Discretionary: $140,130,000
- Non-discretionary: $5,500,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 105 | $25,000,000 |
| High net worth individuals | 50 | $117,000,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $3,500,000 |
| Charitable organizations | 1 | $130,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Dana Point, CA

### Websites listed on Form ADV (Item 1.I)
- cwainvestors.com
- LinkedIn @1798870

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $110,200,000 | 4 | June 16, 2025 |
| October 2026 | $145,630,000 | 4 | February 13, 2026 |

Regulatory assets under management: $110,200,000 in the October 2025 data and $145,630,000 in the October 2026 data, up 32%.
Total employees: 4 in October 2025 and 4 in October 2026.

## Changes in the filing (last 12 months)

### December 2025
- Regulatory assets under management went from $110,200,000 to $143,450,000 (+30%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cornerstone Wealth Advisors, Inc. (CRD 309544): Form ADV filing data as of October 2026.