{ "crd_number": 129656, "slug": "cornerstone-financial-planning-llc-portsmouth-nh-129656", "primary_business_name": "CORNERSTONE FINANCIAL PLANNING, LLC", "legal_name": "CORNERSTONE FINANCIAL PLANNING, LLC", "dbas": [], "city": "Portsmouth", "state": "NH", "country": "United States", "cbsa_code": "14460", "metro": { "cbsa_code": "14460", "common_name": "Boston", "msa_name": "Boston-Cambridge-Newton, MA-NH", "path": "/advisors/ma/boston" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "2016-04-27", "years_registered": 10, "period": "2026-10-01", "filing_date": "2026-09-21", "carried_forward": false, "raum_total": 400691257.0, "raum_discretionary": 398282286.0, "raum_non_discretionary": 2408971.0, "raum_band": "100m_500m", "raum_band_label": "$100 million to $500 million", "total_employees": 6, "advisory_employees": 6, "client_count_bucket": null, "clients_by_type": { "individuals": { "raum": 32696256.0, "count": 80 }, "high_net_worth_individuals": { "raum": 367995001.0, "count": 167 } }, "compensation_types": [ "fixed", "hourly", "percentage_of_aum" ], "advisory_activities": [ "financial_planning", "portfolio_management_individuals", "selection_of_other_advisers" ], "wrap_fee_participant": false, "disclosure_yes_count": 0, "states_registered": [ "CA", "CT", "FL", "MA", "MD", "ME", "NH", "NY", "TX" ], "websites": [ "https://cornerstoneplanning.com", "https://facebook.com/cornerstoneplanning", "https://linkedin.com/company/cornerstone-financial-planning-llc-" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/129656", "city_as_filed": "PORTSMOUTH", "url": "https://advisorcensus.com/firm/cornerstone-financial-planning-llc-portsmouth-nh-129656", "display_name": "Cornerstone Financial Planning, LLC", "summary": "Cornerstone Financial Planning, LLC is an SEC-registered investment advisory firm in Portsmouth, NH, registered since 2016, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 21, 2026.", "citation": "AdvisorCensus. Cornerstone Financial Planning, LLC (CRD 129656): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management", "Hourly charges", "Fixed fees (other than subscription fees)" ], "advisory_activity_labels": [ "Financial planning services", "Portfolio management for individuals and/or small businesses", "Selection of other advisers (including private fund managers)" ], "quick_answers": [ { "q": "How is Cornerstone Financial Planning, LLC compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Cornerstone Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)." }, { "q": "Where is Cornerstone Financial Planning, LLC located?", "a": "Cornerstone Financial Planning, LLC's principal office is in Portsmouth, NH, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F)." }, { "q": "Is Cornerstone Financial Planning, LLC registered with the SEC or a state?", "a": "Cornerstone Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 129656." }, { "q": "How much does Cornerstone Financial Planning, LLC manage?", "a": "Cornerstone Financial Planning, LLC reports $400,691,257 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (99% discretionary)." }, { "q": "How have Cornerstone Financial Planning, LLC's assets and staff changed since 2021?", "a": "In the Form ADV data for Cornerstone Financial Planning, LLC: Regulatory assets under management: $237,636,177 in the October 2021 data and $400,691,257 in the October 2026 data, up 69%. Total employees: 5 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Cornerstone Financial Planning, LLC serve?", "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (167); individuals (other than high net worth individuals) (80)." }, { "q": "Which custodians does Cornerstone Financial Planning, LLC use?", "a": "Cornerstone Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets." }, { "q": "Does Cornerstone Financial Planning, LLC report any disciplinary disclosures?", "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/129656" }, { "q": "What changed in Cornerstone Financial Planning, LLC's recent Form ADV filings?", "a": "In the September 2026 filing data: Registered or notice-filed in NY." } ], "filing_history": [ { "period": "2021-10-01", "regulatory_assets_under_management": 237636177.0, "total_employees": 5, "filing_date": "2021-05-13" }, { "period": "2022-10-01", "regulatory_assets_under_management": 266577193.0, "total_employees": 8, "filing_date": "2022-08-03" }, { "period": "2023-10-01", "regulatory_assets_under_management": 254201637.0, "total_employees": 7, "filing_date": "2023-03-23" }, { "period": "2024-10-01", "regulatory_assets_under_management": 306048452.0, "total_employees": 7, "filing_date": "2024-05-02" }, { "period": "2025-10-01", "regulatory_assets_under_management": 336027979.0, "total_employees": 7, "filing_date": "2025-03-26" }, { "period": "2026-10-01", "regulatory_assets_under_management": 400691257.0, "total_employees": 6, "filing_date": "2026-09-21" } ], "recent_changes": [ { "period": "2026-09-01", "period_label": "September 2026", "notes": [ "Registered or notice-filed in NY." ] }, { "period": "2026-04-01", "period_label": "April 2026", "notes": [ "Regulatory assets under management went from $336,027,979 to $400,691,257 (+19%)." ] }, { "period": "2025-12-01", "period_label": "December 2025", "notes": [ "Registered or notice-filed in CT." ] } ], "fees_from_brochure": null, "custodians": [ { "name": "Fidelity Brokerage Services LLC", "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/cornerstone-financial-planning-llc-portsmouth-nh-129656.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 80, "fewer_than_5": false, "raum": 32696256.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 167, "fewer_than_5": false, "raum": 367995001.0 } ], "disclosure_line": "Reports no disclosure items on Form ADV Item 11.", "disclosure_items": [], "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/129656", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }