# Cornerstone Financial Group

> Cornerstone Financial Group is an SEC-registered investment advisory firm in Appleton, WI, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 17, 2026.

- CRD: 324255
- Filed as: CORNERSTONE FINANCIAL GROUP
- Legal name: Cornerstone Enterprises, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Appleton, WI
- Filing period: October 2026
- Form ADV filing dated: February 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/324255
- AdvisorCensus page: https://advisorcensus.com/firm/cornerstone-financial-group-appleton-wi-324255

## Quick answers

**How is Cornerstone Financial Group compensated?**
On its Form ADV (Item 5.E, October 2026), Cornerstone Financial Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Cornerstone Financial Group's brochure say about its fees?**
Its Form ADV Part 2A brochure dated February 17, 2026 states: Asset-based fee: up to 1.13% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cornerstone Financial Group located?**
Cornerstone Financial Group's principal office is in Appleton, WI, according to its Form ADV; the March 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Cornerstone Financial Group registered with the SEC or a state?**
Cornerstone Financial Group is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 324255.

**How much does Cornerstone Financial Group manage?**
Cornerstone Financial Group reports $220,180,000 in regulatory assets under management in its Form ADV filing dated February 17, 2026 (100% discretionary).

**How have Cornerstone Financial Group's assets and staff changed since 2023?**
In the Form ADV data for Cornerstone Financial Group: Regulatory assets under management: $102,850,354 in the October 2023 data and $220,180,000 in the October 2026 data, up 114%. Total employees: 10 in October 2023 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cornerstone Financial Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (523); high net worth individuals (56).

**Which custodians does Cornerstone Financial Group use?**
Cornerstone Financial Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cornerstone Financial Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/324255

**What changed in Cornerstone Financial Group's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $183,820,785 to $220,180,000 (+20%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 17, 2026)

- Asset-based fee: up to 1.13% of assets a year (the maximum the brochure states)

> The maximum annual fee charged for this service will not exceed 1.13%. Fees to be assessed will be outlined in the advisory agreement to be signed by the Client.

> Our Retirement Plan Consulting services are billed on a flat fee basis or a fee based on the percentage of Plan assets under management.

> Fees based on a percentage of managed Plan assets will not exceed 1.00%.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $220,180,000
- Discretionary: $219,485,362
- Non-discretionary: $694,638

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 523 | $112,208,203 |
| High net worth individuals | 56 | $107,971,797 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2023 (3 years)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, FL, IL, MI, MN, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Algoma, WI
- St. Petersburg, FL

### Websites listed on Form ADV (Item 1.I)
- cfgwi.com
- Facebook @CornerstoneFinancialGroupLlc
- LinkedIn @cornerstonefinancialgroup

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $102,850,354 | 10 | August 3, 2023 |
| October 2024 | $146,860,940 | 4 | March 12, 2024 |
| October 2025 | $183,820,785 | 7 | March 24, 2025 |
| October 2026 | $220,180,000 | 5 | February 17, 2026 |

Regulatory assets under management: $102,850,354 in the October 2023 data and $220,180,000 in the October 2026 data, up 114%.
Total employees: 10 in October 2023 and 5 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $183,820,785 to $220,180,000 (+20%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cornerstone Financial Group (CRD 324255): Form ADV filing data as of October 2026.