# Cornerstone Financial

> Cornerstone Financial is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 29, 2026.

- CRD: 125494
- Filed as: CORNERSTONE FINANCIAL
- Legal name: Cornerstone Financial Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Atlanta, GA
- Filing period: October 2026
- Form ADV filing dated: June 29, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/125494
- AdvisorCensus page: https://advisorcensus.com/firm/cornerstone-financial-atlanta-ga-125494

## Quick answers

**How is Cornerstone Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Cornerstone Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cornerstone Financial charge?**
Its Form ADV Part 2A brochure dated March 10, 2026 states: Hourly rate: $150 to $300 an hour (Financial planning services); Flat fee: $300 to $5,000 (Financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cornerstone Financial located?**
Cornerstone Financial's principal office is in Atlanta, GA, according to its Form ADV.

**Is Cornerstone Financial registered with the SEC or a state?**
Cornerstone Financial is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 125494.

**How much does Cornerstone Financial manage?**
Cornerstone Financial reports $118,000,000 in regulatory assets under management in its Form ADV filing dated June 29, 2026 (0% discretionary).

**What types of clients does Cornerstone Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (141); high net worth individuals (59).

**Which custodians does Cornerstone Financial use?**
Cornerstone Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Cornerstone Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/125494

**Does Cornerstone Financial state an account minimum?**
Its Form ADV Part 2A brochure dated March 10, 2026 says: "Cornerstone generally imposes a minimum relationship size of $250,000, which may be reduced at the sole discretion of the Advisor."

**What changed in Cornerstone Financial's recent Form ADV filings?**
In the July 2026 filing data: Registered or notice-filed in TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 10, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> Cornerstone generally imposes a minimum relationship size of $250,000, which may be reduced at the sole discretion of the Advisor.

- Hourly rate: $150 to $300 an hour (Financial planning services)

> Financial planning services Cornerstone offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees range from $150 to $300 per hour.

- Flat fee: $300 to $5,000 (Financial planning services)

> Financial planning services Cornerstone offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees range from $150 to $300 per hour. Fixed fees range from $300 to $5,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $118,000,000
- Discretionary: $0
- Non-discretionary: $118,000,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 141 | $28,000,000 |
| High net worth individuals | 59 | $90,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, GA, NC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- corstonefinancial.com

## Changes in the filing (last 12 months)

### July 2026
- Registered or notice-filed in TX.

### May 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cornerstone Financial (CRD 125494): Form ADV filing data as of October 2026.