# Copperwood Financial

> Copperwood Financial is an SEC-registered investment advisory firm in Burr Ridge, IL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 25, 2026.

- CRD: 310859
- Filed as: COPPERWOOD FINANCIAL
- Legal name: Copperwood Financial, Inc.
- Also doing business as: PRO ATHLETE WEALTH
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Burr Ridge, IL
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/310859
- AdvisorCensus page: https://advisorcensus.com/firm/copperwood-financial-burr-ridge-il-310859

## Quick answers

**How is Copperwood Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Copperwood Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Copperwood Financial charge?**
Its Form ADV Part 2A brochure dated March 25, 2026 states: Hourly rate: $400 an hour (additional financial planning or investment advisory service beyond Tier 1…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Copperwood Financial located?**
Copperwood Financial's principal office is in Burr Ridge, IL, according to its Form ADV.

**Is Copperwood Financial registered with the SEC or a state?**
Copperwood Financial is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 310859.

**How much does Copperwood Financial manage?**
Copperwood Financial reports $119,633,000 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (100% discretionary).

**What types of clients does Copperwood Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (216); high net worth individuals (46).

**Which custodians does Copperwood Financial use?**
Copperwood Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Copperwood Financial report any disciplinary disclosures?**
Reports 5 disclosure items on Form ADV Item 11: yes answers to 11.A(2) (felony charge in the past ten years), 11.B(2) (charge for a listed misdemeanor in the past ten years), 11.D(2) (another regulator's finding of a violation), 11.D(4) (another regulator's order in the past ten years), and 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/310859

**Does Copperwood Financial state an account minimum?**
Its Form ADV Part 2A brochure dated March 25, 2026 says: "The Advisor does not have any minimum requirements for opening or maintaining an account."

**What changed in Copperwood Financial's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $108,386,000 to $119,633,000 (+10%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Account minimum: None

> The Advisor does not have any minimum requirements for opening or maintaining an account.

- Hourly rate: $400 an hour (additional financial planning or investment advisory service beyond Tier 1…)

> The Advisor ’s hourly fee will be billed at a rate of $400 per hour and will be negotiated and agreed upon by the parties in advance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $119,633,000
- Discretionary: $119,330,000
- Non-discretionary: $303,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 216 | $59,200,000 |
| High net worth individuals | 46 | $58,503,000 |
| Charitable organizations | Fewer than 5 | $730,000 |
| Corporations or other businesses not listed above | Fewer than 5 | $1,200,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (0 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, IL, KY, NC, TN, TX, WI
- Disclosures (Item 11): Reports 5 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.A(2): In the past ten years, has the firm or an advisory affiliate been charged with a felony?
- 11.B(2): In the past ten years, has the firm or an advisory affiliate been charged with one of the misdemeanors listed in 11.B(1)?
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.D(5): Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/310859

### Websites listed on Form ADV (Item 1.I)
- [copperwoodfinancial.com](https://copperwoodfinancial.com)
- [proathletewealth.net](https://proathletewealth.net)
- Facebook @CopperwoodFinancial
- Facebook @p
- Instagram @copperwood.financial
- Instagram @proathletewealth
- LinkedIn @copperwood-financial
- LinkedIn @lgatz

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $108,386,000 to $119,633,000 (+10%).

### January 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Copperwood Financial (CRD 310859): Form ADV filing data as of October 2026.