# Copper Leaf Financial, LLC

> Copper Leaf Financial, LLC is an SEC-registered investment advisory firm in Williston, VT, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 23, 2026.

- CRD: 285378
- Filed as: COPPER LEAF FINANCIAL, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Williston, VT
- Filing period: October 2026
- Form ADV filing dated: February 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/285378
- AdvisorCensus page: https://advisorcensus.com/firm/copper-leaf-financial-llc-williston-vt-285378

## Quick answers

**How is Copper Leaf Financial, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Copper Leaf Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Copper Leaf Financial, LLC charge?**
Its Form ADV Part 2A brochure dated February 23, 2026 states: Hourly rate: $250 an hour (additional services, such as enrollment or education…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Copper Leaf Financial, LLC located?**
Copper Leaf Financial, LLC's principal office is in Williston, VT, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Copper Leaf Financial, LLC registered with the SEC or a state?**
Copper Leaf Financial, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 285378.

**How much does Copper Leaf Financial, LLC manage?**
Copper Leaf Financial, LLC reports $219,554,121 in regulatory assets under management in its Form ADV filing dated February 23, 2026 (100% discretionary).

**How have Copper Leaf Financial, LLC's assets and staff changed since 2021?**
In the Form ADV data for Copper Leaf Financial, LLC: Regulatory assets under management: $116,238,581 in the October 2021 data and $219,554,121 in the October 2026 data, up 89%. Total employees: 6 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Copper Leaf Financial, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (78); individuals (other than high net worth individuals) (59); charitable organizations (18).

**Which custodians does Copper Leaf Financial, LLC use?**
Copper Leaf Financial, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Copper Leaf Financial, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/285378

**Does Copper Leaf Financial, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 23, 2026 says: "Copper Leaf generally requires a minimum account size of $500,000.00. Minimum account sizes may be negotiable under certain circumstances."

**What changed in Copper Leaf Financial, LLC's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 5 to 4. Regulatory assets under management went from $189,991,396 to $219,554,121 (+16%). Registered or notice-filed in NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 23, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Copper Leaf generally requires a minimum account size of $500,000.00. Minimum account sizes may be negotiable under certain circumstances.

- Hourly rate: $250 an hour (additional services, such as enrollment or education…)

> In limited circumstances, Copper Leaf may provide consulting or other services on an hourly basis. The hourly rate for these limited engagements is $250 per hour plus travel and out-of-pocket expenses

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $219,554,121
- Discretionary: $219,554,121
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 59 | $36,845,522 |
| High net worth individuals | 78 | $179,820,998 |
| Charitable organizations | 18 | $2,887,601 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NH, NY, VT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Rutland, VT

### Websites listed on Form ADV (Item 1.I)
- copperleaffinancial.com
- Facebook @COPPERLEAFFINANCIAL
- LinkedIn @COPPER-LEAF-FINANCIAL

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $116,238,581 | 6 | July 28, 2021 |
| October 2022 | $143,887,713 | 6 | March 8, 2022 |
| October 2023 | $148,965,842 | 5 | August 14, 2023 |
| October 2024 | $189,173,652 | 5 | May 9, 2024 |
| October 2025 | $189,991,396 | 5 | February 13, 2025 |
| October 2026 | $219,554,121 | 4 | February 23, 2026 |

Regulatory assets under management: $116,238,581 in the October 2021 data and $219,554,121 in the October 2026 data, up 89%.
Total employees: 6 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 5 to 4.
- Regulatory assets under management went from $189,991,396 to $219,554,121 (+16%).
- Registered or notice-filed in NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Copper Leaf Financial, LLC (CRD 285378): Form ADV filing data as of October 2026.