{
  "crd_number": 285378,
  "slug": "copper-leaf-financial-llc-williston-vt-285378",
  "primary_business_name": "COPPER LEAF FINANCIAL, LLC",
  "legal_name": "COPPER LEAF FINANCIAL, LLC",
  "dbas": [],
  "city": "Williston",
  "state": "VT",
  "country": "United States",
  "cbsa_code": "15540",
  "metro": {
    "cbsa_code": "15540",
    "common_name": "Burlington",
    "msa_name": "Burlington-South Burlington, VT",
    "path": "/advisors/vt/burlington"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-03-26",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-02-23",
  "carried_forward": false,
  "raum_total": 219554121.0,
  "raum_discretionary": 219554121.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 2887601.0,
      "count": 18
    },
    "individuals": {
      "raum": 36845522.0,
      "count": 59
    },
    "high_net_worth_individuals": {
      "raum": 179820998.0,
      "count": 78
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "NH",
    "NY",
    "VT"
  ],
  "websites": [
    "https://copperleaffinancial.com",
    "https://facebook.com/COPPERLEAFFINANCIAL",
    "https://linkedin.com/COMPANY/COPPER-LEAF-FINANCIAL"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/285378",
  "city_as_filed": "WILLISTON",
  "url": "https://advisorcensus.com/firm/copper-leaf-financial-llc-williston-vt-285378",
  "display_name": "Copper Leaf Financial, LLC",
  "summary": "Copper Leaf Financial, LLC is an SEC-registered investment advisory firm in Williston, VT, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 23, 2026.",
  "citation": "AdvisorCensus. Copper Leaf Financial, LLC (CRD 285378): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Copper Leaf Financial, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Copper Leaf Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Copper Leaf Financial, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated February 23, 2026 states: Hourly rate: $250 an hour (additional services, such as enrollment or education meetings). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Copper Leaf Financial, LLC located?",
      "a": "Copper Leaf Financial, LLC's principal office is in Williston, VT, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Copper Leaf Financial, LLC registered with the SEC or a state?",
      "a": "Copper Leaf Financial, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 285378."
    },
    {
      "q": "How much does Copper Leaf Financial, LLC manage?",
      "a": "Copper Leaf Financial, LLC reports $219,554,121 in regulatory assets under management in its Form ADV filing dated February 23, 2026 (100% discretionary)."
    },
    {
      "q": "How have Copper Leaf Financial, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Copper Leaf Financial, LLC: Regulatory assets under management: $116,238,581 in the October 2021 data and $219,554,121 in the October 2026 data, up 89%. Total employees: 6 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Copper Leaf Financial, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (78); individuals (other than high net worth individuals) (59); charitable organizations (18)."
    },
    {
      "q": "Which custodians does Copper Leaf Financial, LLC use?",
      "a": "Copper Leaf Financial, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Copper Leaf Financial, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/285378"
    },
    {
      "q": "Does Copper Leaf Financial, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated February 23, 2026 says: \"Copper Leaf generally requires a minimum account size of $500,000.00. Minimum account sizes may be negotiable under certain circumstances.\""
    },
    {
      "q": "What changed in Copper Leaf Financial, LLC's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Employees performing advisory functions went from 5 to 4. Regulatory assets under management went from $189,991,396 to $219,554,121 (+16%). Registered or notice-filed in NY."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 116238581.0,
      "total_employees": 6,
      "filing_date": "2021-07-28"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 143887713.0,
      "total_employees": 6,
      "filing_date": "2022-03-08"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 148965842.0,
      "total_employees": 5,
      "filing_date": "2023-08-14"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 189173652.0,
      "total_employees": 5,
      "filing_date": "2024-05-09"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 189991396.0,
      "total_employees": 5,
      "filing_date": "2025-02-13"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 219554121.0,
      "total_employees": 4,
      "filing_date": "2026-02-23"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 4.",
        "Regulatory assets under management went from $189,991,396 to $219,554,121 (+16%).",
        "Registered or notice-filed in NY."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 23, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 an hour (additional services, such as enrollment or education meetings)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Copper Leaf generally requires a minimum account size of $500,000.00. Minimum account sizes may be negotiable under certain circumstances."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (additional services, such as enrollment or education meetings)"
        ],
        "quotes": [
          "In limited circumstances, Copper Leaf may provide consulting or other services on an hourly basis. The hourly rate for these limited engagements is $250 per hour plus travel and out-of-pocket expenses"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 500000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "additional services, such as enrollment or education meetings"
        }
      ]
    },
    "quotes": [
      "Copper Leaf generally requires a minimum account size of $500,000.00. Minimum account sizes may be negotiable under certain circumstances.",
      "In limited circumstances, Copper Leaf may provide consulting or other services on an hourly basis. The hourly rate for these limited engagements is $250 per hour plus travel and out-of-pocket expenses"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/copper-leaf-financial-llc-williston-vt-285378.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 59,
      "fewer_than_5": false,
      "raum": 36845522.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 78,
      "fewer_than_5": false,
      "raum": 179820998.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 18,
      "fewer_than_5": false,
      "raum": 2887601.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/285378",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}