# Copley Financial Group, Inc.

> Copley Financial Group, Inc. is an SEC-registered investment advisory firm in San Diego, CA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 13, 2026.

- CRD: 283070
- Filed as: COPLEY FINANCIAL GROUP, INC.
- Also doing business as: CHERRY CREEK MORTGAGE, COPLEY WEALTH MANAGEMENT., HERITAGE TAX & INSURANCE SERVICES
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: July 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283070
- AdvisorCensus page: https://advisorcensus.com/firm/copley-financial-group-inc-san-diego-ca-283070

## Quick answers

**How is Copley Financial Group, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Copley Financial Group, Inc. reports these compensation arrangements: a percentage of assets under its management; other.

**Where is Copley Financial Group, Inc. located?**
Copley Financial Group, Inc.'s principal office is in San Diego, CA, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Copley Financial Group, Inc. registered with the SEC or a state?**
Copley Financial Group, Inc. is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 283070.

**How much does Copley Financial Group, Inc. manage?**
Copley Financial Group, Inc. reports $331,175,167 in regulatory assets under management in its Form ADV filing dated July 13, 2026 (100% discretionary).

**How have Copley Financial Group, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Copley Financial Group, Inc.: Regulatory assets under management: $154,198,995 in the October 2021 data and $331,175,167 in the October 2026 data, up 115%. Total employees: 6 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Copley Financial Group, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,681); high net worth individuals (9).

**Which custodians does Copley Financial Group, Inc. use?**
Copley Financial Group, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Copley Financial Group, Inc. report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct) and 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283070

**Does Copley Financial Group, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated July 13, 2026 says: "Advisor requires a minimum of $100,000 to open an account, however the minimum may be waived at Advisor’s discretion."

**What changed in Copley Financial Group, Inc.'s recent Form ADV filings?**
In the August 2026 filing data: Added the business name Heritage Tax & Insurance Services. Added the business name Copley Wealth Management.. Added the business name Cherry Creek Mortgage.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Other

### Fees and minimums (Form ADV Part 2A brochure dated July 13, 2026)

- Account minimum: $100,000 (the brochure says it may be waived or negotiated)

> Advisor requires a minimum of $100,000 to open an account, however the minimum may be waived at Advisor’s discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $331,175,167
- Discretionary: $330,412,093
- Non-discretionary: $763,074

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,681 | $330,412,093 |
| High net worth individuals | 9 | $763,074 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2020 (5 years)
- Employees: 8 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CT, NY, TX
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(1): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?
- 11.D(5): Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283070

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Uniondale, NY

### Websites listed on Form ADV (Item 1.I)
- financialplannersandiego.com
- plus.google.com/117258516087283196821
- Facebook @COPLEYFINANCIALGROUP
- LinkedIn @17932838
- X @COPLEYFINANCIAL

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $154,198,995 | 6 | September 21, 2021 |
| October 2022 | $226,512,160 | 7 | March 2, 2022 |
| October 2023 | $232,550,387 | 7 | February 8, 2023 |
| October 2024 | $261,865,576 | 7 | August 1, 2024 |
| October 2025 | $272,683,411 | 8 | July 21, 2025 |
| October 2026 | $331,175,167 | 8 | July 13, 2026 |

Regulatory assets under management: $154,198,995 in the October 2021 data and $331,175,167 in the October 2026 data, up 115%.
Total employees: 6 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Added the business name Heritage Tax & Insurance Services.
- Added the business name Copley Wealth Management..
- Added the business name Cherry Creek Mortgage.

### May 2026
- Employees performing advisory functions went from 8 to 7.
- Registered or notice-filed in CT.

### December 2025
- Regulatory assets under management went from $272,683,411 to $318,820,063 (+17%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Copley Financial Group, Inc. (CRD 283070): Form ADV filing data as of October 2026.