# Copia Wealth Management

> Copia Wealth Management is an SEC-registered investment advisory firm in Bend, OR, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 4, 2026.

- CRD: 281873
- Filed as: COPIA WEALTH MANAGEMENT
- Legal name: Copia Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bend, OR
- Filing period: October 2026
- Form ADV filing dated: February 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/281873
- AdvisorCensus page: https://advisorcensus.com/firm/copia-wealth-management-bend-or-281873

## Quick answers

**How is Copia Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Copia Wealth Management reports these compensation arrangements: a percentage of assets under its management.

**What does Copia Wealth Management's brochure say about its fees?**
Its Form ADV Part 2A brochure dated February 4, 2026 states: Up to $349,999: 1.75% a year; $350,000 to $749,999: 1.5% a year; $750,000 to $1,499,999: 1.25% a year; $1,500,000 to $3,999,999: 1% a year; $4,000,000 to $9,999,999: 0.85% a year; Above $10,000,000: 0.75% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Copia Wealth Management located?**
Copia Wealth Management's principal office is in Bend, OR, according to its Form ADV.

**Is Copia Wealth Management registered with the SEC or a state?**
Copia Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 281873.

**How much does Copia Wealth Management manage?**
Copia Wealth Management reports $157,517,828 in regulatory assets under management in its Form ADV filing dated February 4, 2026 (97% discretionary).

**How have Copia Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for Copia Wealth Management: Regulatory assets under management: $122,808,687 in the October 2025 data and $157,517,828 in the October 2026 data, up 28%. Total employees: 5 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Copia Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (231); high net worth individuals (57).

**Which custodians does Copia Wealth Management use?**
Copia Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Copia Wealth Management report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.E(3) (self-regulatory organization's finding of causing a business's authorization to be denied, suspended, revoked, or restricted). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/281873

**What changed in Copia Wealth Management's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 4 to 3. Regulatory assets under management went from $122,808,687 to $157,517,828 (+28%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 4, 2026)

- Up to $349,999: 1.75% a year
- $350,000 to $749,999: 1.5% a year
- $750,000 to $1,499,999: 1.25% a year
- $1,500,000 to $3,999,999: 1% a year
- $4,000,000 to $9,999,999: 0.85% a year
- Above $10,000,000: 0.75% a year

> Our fee for portfolio management services is based on a percentage of the assets in your account and is set forth in the following annual fee schedule:

> $0 - $349,999 1.75% $350,000 - $749,999 1.50% $750,000 - $1,499,999 1.25% $1,500,000 - $3,999,999 1.00% $4,000,000 - $9,999,999 .85% $10,000,000 and over .75%

- Minimum annual fee: $250

> While we do not have a required minimum account size that we manage, we do require a minimum annual fee in the amount of $250 to maintain an advisory account. At our discretion we may waive or reduce the minimum fee.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $157,517,828
- Discretionary: $152,454,434
- Non-discretionary: $5,063,394

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 231 | $58,089,876 |
| High net worth individuals | 57 | $96,219,282 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $3,208,670 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (1 year)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, OR, TX, WA
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.E(3): Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was the cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/281873

### Websites listed on Form ADV (Item 1.I)
- copiawealthmanagement.com
- Facebook @copiawealthmanagement
- LinkedIn @copia-wealth-management
- YouTube @copiawm

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $122,808,687 | 5 | May 16, 2025 |
| October 2026 | $157,517,828 | 4 | February 4, 2026 |

Regulatory assets under management: $122,808,687 in the October 2025 data and $157,517,828 in the October 2026 data, up 28%.
Total employees: 5 in October 2025 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 4 to 3.
- Regulatory assets under management went from $122,808,687 to $157,517,828 (+28%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Copia Wealth Management (CRD 281873): Form ADV filing data as of October 2026.