{
  "crd_number": 281873,
  "slug": "copia-wealth-management-bend-or-281873",
  "primary_business_name": "COPIA WEALTH MANAGEMENT",
  "legal_name": "COPIA WEALTH MANAGEMENT, LLC",
  "dbas": [],
  "city": "Bend",
  "state": "OR",
  "country": "United States",
  "cbsa_code": "13460",
  "metro": {
    "cbsa_code": "13460",
    "common_name": "Bend",
    "msa_name": "Bend, OR",
    "path": "/advisors/or/bend"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-11-21",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-02-04",
  "carried_forward": false,
  "raum_total": 157517828.0,
  "raum_discretionary": 152454434.0,
  "raum_non_discretionary": 5063394.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 3,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 58089876.0,
      "count": 231
    },
    "pension_profit_sharing": {
      "raum": 3208670.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 96219282.0,
      "count": 57
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "AZ",
    "CA",
    "OR",
    "TX",
    "WA"
  ],
  "websites": [
    "https://copiawealthmanagement.com",
    "https://facebook.com/copiawealthmanagement",
    "https://linkedin.com/company/copia-wealth-management",
    "https://youtube.com/@copiawm"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/281873",
  "disclosure_items": [
    {
      "item": "11.E(3)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was the cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?"
    }
  ],
  "city_as_filed": "BEND",
  "url": "https://advisorcensus.com/firm/copia-wealth-management-bend-or-281873",
  "display_name": "Copia Wealth Management",
  "summary": "Copia Wealth Management is an SEC-registered investment advisory firm in Bend, OR, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 4, 2026.",
  "citation": "AdvisorCensus. Copia Wealth Management (CRD 281873): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Copia Wealth Management compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Copia Wealth Management reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "What does Copia Wealth Management's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated February 4, 2026 states: Up to $349,999: 1.75% a year; $350,000 to $749,999: 1.5% a year; $750,000 to $1,499,999: 1.25% a year; $1,500,000 to $3,999,999: 1% a year; $4,000,000 to $9,999,999: 0.85% a year; Above $10,000,000: 0.75% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Copia Wealth Management located?",
      "a": "Copia Wealth Management's principal office is in Bend, OR, according to its Form ADV."
    },
    {
      "q": "Is Copia Wealth Management registered with the SEC or a state?",
      "a": "Copia Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 281873."
    },
    {
      "q": "How much does Copia Wealth Management manage?",
      "a": "Copia Wealth Management reports $157,517,828 in regulatory assets under management in its Form ADV filing dated February 4, 2026 (97% discretionary)."
    },
    {
      "q": "How have Copia Wealth Management's assets and staff changed since 2025?",
      "a": "In the Form ADV data for Copia Wealth Management: Regulatory assets under management: $122,808,687 in the October 2025 data and $157,517,828 in the October 2026 data, up 28%. Total employees: 5 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Copia Wealth Management serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (231); high net worth individuals (57)."
    },
    {
      "q": "Which custodians does Copia Wealth Management use?",
      "a": "Copia Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Copia Wealth Management report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.E(3) (self-regulatory organization's finding of causing a business's authorization to be denied, suspended, revoked, or restricted). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/281873"
    },
    {
      "q": "What changed in Copia Wealth Management's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Employees performing advisory functions went from 4 to 3. Regulatory assets under management went from $122,808,687 to $157,517,828 (+28%)."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 122808687.0,
      "total_employees": 5,
      "filing_date": "2025-05-16"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 157517828.0,
      "total_employees": 4,
      "filing_date": "2026-02-04"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 4 to 3.",
        "Regulatory assets under management went from $122,808,687 to $157,517,828 (+28%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 4, 2026",
    "tiers": [
      {
        "band": "Up to $349,999",
        "rate": "1.75%"
      },
      {
        "band": "$350,000 to $749,999",
        "rate": "1.5%"
      },
      {
        "band": "$750,000 to $1,499,999",
        "rate": "1.25%"
      },
      {
        "band": "$1,500,000 to $3,999,999",
        "rate": "1%"
      },
      {
        "band": "$4,000,000 to $9,999,999",
        "rate": "0.85%"
      },
      {
        "band": "Above $10,000,000",
        "rate": "0.75%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "$250",
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $349,999: 1.75% a year",
          "$350,000 to $749,999: 1.5% a year",
          "$750,000 to $1,499,999: 1.25% a year",
          "$1,500,000 to $3,999,999: 1% a year",
          "$4,000,000 to $9,999,999: 0.85% a year",
          "Above $10,000,000: 0.75% a year"
        ],
        "quotes": [
          "Our fee for portfolio management services is based on a percentage of the assets in your account and is set forth in the following annual fee schedule:",
          "$0 - $349,999 1.75% $350,000 - $749,999 1.50% $750,000 - $1,499,999 1.25% $1,500,000 - $3,999,999 1.00% $4,000,000 - $9,999,999 .85% $10,000,000 and over .75%"
        ]
      },
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $250"
        ],
        "quotes": [
          "While we do not have a required minimum account size that we manage, we do require a minimum annual fee in the amount of $250 to maintain an advisory account. At our discretion we may waive or reduce the minimum fee."
        ]
      }
    ],
    "quotes": [
      "Our fee for portfolio management services is based on a percentage of the assets in your account and is set forth in the following annual fee schedule:",
      "$0 - $349,999 1.75% $350,000 - $749,999 1.50% $750,000 - $1,499,999 1.25% $1,500,000 - $3,999,999 1.00% $4,000,000 - $9,999,999 .85% $10,000,000 and over .75%",
      "While we do not have a required minimum account size that we manage, we do require a minimum annual fee in the amount of $250 to maintain an advisory account. At our discretion we may waive or reduce the minimum fee."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/copia-wealth-management-bend-or-281873.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 231,
      "fewer_than_5": false,
      "raum": 58089876.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 57,
      "fewer_than_5": false,
      "raum": 96219282.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 3208670.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/281873",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}