# Cooper Financial Services, Inc.

> Cooper Financial Services, Inc. is an SEC-registered investment advisory firm in Shelton, CT, registered since 1985, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 26, 2026.

- CRD: 104671
- Filed as: COOPER FINANCIAL SERVICES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Shelton, CT
- Filing period: October 2026
- Form ADV filing dated: May 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/104671
- AdvisorCensus page: https://advisorcensus.com/firm/cooper-financial-services-inc-shelton-ct-104671

## Quick answers

**How is Cooper Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Cooper Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management.

**Where is Cooper Financial Services, Inc. located?**
Cooper Financial Services, Inc.'s principal office is in Shelton, CT, according to its Form ADV; the July 2025 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Cooper Financial Services, Inc. registered with the SEC or a state?**
Cooper Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 1985. Status as filed: Approved. CRD 104671.

**How much does Cooper Financial Services, Inc. manage?**
Cooper Financial Services, Inc. reports $184,105,399 in regulatory assets under management in its Form ADV filing dated May 26, 2026 (100% discretionary).

**How have Cooper Financial Services, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Cooper Financial Services, Inc.: Regulatory assets under management: $164,674,543 in the October 2021 data and $184,105,399 in the October 2026 data, up 12%. Total employees: 4 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cooper Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,284); high net worth individuals (51).

**Which custodians does Cooper Financial Services, Inc. use?**
Cooper Financial Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC, (CRD# 7784) as a custodian holding 10% or more of its separately managed account assets.

**Does Cooper Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/104671

**Does Cooper Financial Services, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated May 26, 2026 says: "There is no account minimum."

**What changed in Cooper Financial Services, Inc.'s recent Form ADV filings?**
In the January 2026 filing data: No longer registered or notice-filed in CA, MD, NJ.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated May 26, 2026)

- Account minimum: None

> There is no account minimum.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC, (CRD# 7784)

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $184,105,399
- Discretionary: $184,105,399
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,284 | $72,172,768 |
| High net worth individuals | 51 | $111,932,631 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1985 (41 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, FL, MA, NH, NY, VT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2025 filing
- Boynton Beach, FL

### Websites listed on Form ADV (Item 1.I)
- cooperfinservices.com
- Facebook @COOPERFINSERVICES

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $164,674,543 | 4 | August 6, 2021 |
| October 2022 | $158,435,835 | 4 | May 31, 2022 |
| October 2023 | $157,479,588 | 4 | May 30, 2023 |
| October 2024 | $170,512,440 | 4 | May 31, 2024 |
| October 2025 | $195,592,113 | 4 | June 25, 2025 |
| October 2026 | $184,105,399 | 3 | May 26, 2026 |

Regulatory assets under management: $164,674,543 in the October 2021 data and $184,105,399 in the October 2026 data, up 12%.
Total employees: 4 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### January 2026
- No longer registered or notice-filed in CA, MD, NJ.

### December 2025
- Employees performing advisory functions went from 4 to 2.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cooper Financial Services, Inc. (CRD 104671): Form ADV filing data as of October 2026.