{
  "crd_number": 304146,
  "slug": "convergence-financial-columbia-mo-304146",
  "primary_business_name": "CONVERGENCE FINANCIAL",
  "legal_name": "CONVERGENCE FINANCIAL, LLC",
  "dbas": [
    "360 INTEGRATED FINANCIAL",
    "CONVERGENCE FINANCIAL & TAX",
    "CONVERGENCE WEALTH",
    "FOUR RIVERS FINANCIAL",
    "GREAT PLAINS WEALTH PARTNERS",
    "HOMEBROOK WEALTH",
    "HORIZON WEALTH PARTNERS",
    "LEGACY GROUP FINANCIAL ADVISORS",
    "LEGACY WEALTH MGT., LLC",
    "RAMOS GROUP",
    "TELOS STRATEGIC WEALTH",
    "WESCOAT WEALTH MANAGEMENT"
  ],
  "city": "Columbia",
  "state": "MO",
  "country": "United States",
  "cbsa_code": "17860",
  "metro": {
    "cbsa_code": "17860",
    "common_name": "Columbia",
    "msa_name": "Columbia, MO",
    "path": "/advisors/mo/columbia"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2019-06-03",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-09-30",
  "carried_forward": false,
  "raum_total": 903955351.0,
  "raum_discretionary": 902859161.0,
  "raum_non_discretionary": 1096190.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 18,
  "advisory_employees": 13,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 6313323.0,
      "count": 18
    },
    "individuals": {
      "raum": 294602246.0,
      "count": 2018
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 2714381.0,
      "count": 9
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 582680104.0,
      "count": 647
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 17645297.0,
      "count": 22
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 1,
  "states_registered": [
    "AR",
    "AZ",
    "CA",
    "CO",
    "FL",
    "GA",
    "IA",
    "IL",
    "IN",
    "KS",
    "LA",
    "MD",
    "MI",
    "MN",
    "MO",
    "MT",
    "NC",
    "NE",
    "NH",
    "NY",
    "OH",
    "PA",
    "SC",
    "TN",
    "TX",
    "UT",
    "VA",
    "WI"
  ],
  "websites": [
    "https://360integratedfinancial.com",
    "https://convergence-financial.com",
    "https://convergencefinancial-kc.com",
    "https://convergencekc.com",
    "https://convergencemn.com",
    "https://convergencewealth.com",
    "https://facebook.com/100505515648156",
    "https://facebook.com/187801691081716",
    "https://facebook.com/393663403824101",
    "https://facebook.com/470120949809821",
    "https://facebook.com/502223416311669",
    "https://facebook.com/534886393034618",
    "https://facebook.com/569497316853890",
    "https://facebook.com/Travis.Convergence",
    "https://four-riversfinancial.com",
    "https://gpwealthpartners.com",
    "https://horizonwealthpartners.com",
    "https://instagram.com/360integratedfinancial",
    "https://legacygfa.com",
    "https://legacywealthmgt.net",
    "https://linkedin.com/company/101358125",
    "https://linkedin.com/company/79690846",
    "https://linkedin.com/in/bill-mccrea-903431320",
    "https://linkedin.com/in/dan-hamlet-24428213",
    "https://linkedin.com/in/dawna-westberg-welch-48639212",
    "https://linkedin.com/in/greg-lebold-2ab6b9180",
    "https://linkedin.com/in/joeboydlegacygfa",
    "https://linkedin.com/in/john-briscoe-4177953b",
    "https://linkedin.com/in/john-stansfield-cfa-0371457",
    "https://linkedin.com/in/joshuadevans",
    "https://linkedin.com/in/mac-mcgregor-3130bb52",
    "https://linkedin.com/in/marc-neighbor",
    "https://linkedin.com/in/robert-braun-940975b0",
    "https://linkedin.com/in/stacey-wescoat-a9b04184",
    "https://linkedin.com/in/travis-cook-cfp%C2%AE-cmfc%C2%AE-aa5449b0",
    "https://linkedin.com/in/tyler-hoffmann-mba-23566146",
    "https://ramosgrp.com",
    "https://telosstrategicwealth.com",
    "https://twitter.com/Mac4Rivers",
    "https://twitter.com/TravisCook13",
    "https://twitter.com/drewramo",
    "https://wescoatwealth.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/304146",
  "disclosure_items": [
    {
      "item": "11.D(5)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?"
    }
  ],
  "city_as_filed": "COLUMBIA",
  "url": "https://advisorcensus.com/firm/convergence-financial-columbia-mo-304146",
  "display_name": "Convergence Financial",
  "summary": "Convergence Financial is an SEC-registered investment advisory firm in Columbia, MO, registered since 2019, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 30, 2026.",
  "citation": "AdvisorCensus. Convergence Financial (CRD 304146): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Convergence Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Convergence Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Convergence Financial located?",
      "a": "Convergence Financial's principal office is in Columbia, MO, according to its Form ADV; the October 2026 filing also lists 11 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Convergence Financial registered with the SEC or a state?",
      "a": "Convergence Financial is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 304146."
    },
    {
      "q": "How much does Convergence Financial manage?",
      "a": "Convergence Financial reports $903,955,351 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (100% discretionary)."
    },
    {
      "q": "How have Convergence Financial's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Convergence Financial: Regulatory assets under management: $215,611,495 in the October 2021 data and $903,955,351 in the October 2026 data, up 319%. Total employees: 19 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Convergence Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,018); high net worth individuals (647); corporations or other businesses not listed above (22)."
    },
    {
      "q": "Which custodians does Convergence Financial use?",
      "a": "Convergence Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Convergence Financial report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/304146"
    },
    {
      "q": "What changed in Convergence Financial's recent Form ADV filings?",
      "a": "In the October 2026 filing data: No longer lists the business name Pharos Private Wealth. No longer lists the business name Legacy Wealth Management. No longer lists the business name Commercial Trust Financial Services. Added the business name Legacy Wealth MGT., LLC. Added the business name Horizon Wealth Partners. Added the business name Homebrook Wealth. Added an office in Sedona, AZ. No longer lists an office in Fayette, MO. No longer lists an office in Salisbury, MO."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 215611495.0,
      "total_employees": 19,
      "filing_date": "2021-04-21"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 309097019.0,
      "total_employees": 23,
      "filing_date": "2022-03-17"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 298064113.0,
      "total_employees": 22,
      "filing_date": "2023-08-16"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 422444754.0,
      "total_employees": 18,
      "filing_date": "2024-08-09"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 703445900.0,
      "total_employees": 18,
      "filing_date": "2025-05-08"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 903955351.0,
      "total_employees": 18,
      "filing_date": "2026-09-30"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "No longer lists the business name Pharos Private Wealth.",
        "No longer lists the business name Legacy Wealth Management.",
        "No longer lists the business name Commercial Trust Financial Services.",
        "Added the business name Legacy Wealth MGT., LLC.",
        "Added the business name Horizon Wealth Partners.",
        "Added the business name Homebrook Wealth.",
        "Added an office in Sedona, AZ.",
        "No longer lists an office in Fayette, MO.",
        "No longer lists an office in Salisbury, MO."
      ]
    },
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Added the business name Pharos Private Wealth.",
        "Added the business name Great Plains Wealth Partners.",
        "Added an office in Eagan, MN.",
        "Added an office in Wichita, KS.",
        "No longer lists an office in Apple Valley, MN."
      ]
    },
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "Added the business name Legacy Wealth Management."
      ]
    },
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Item 11 disclosure answers changed: 1 yes answer, previously 0 (now yes: 11.D(5)).",
        "Regulatory assets under management went from $703,445,900 to $903,955,351 (+29%).",
        "Registered or notice-filed in MD."
      ]
    },
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Added an office in Overland Park, KS.",
        "Registered or notice-filed in MI, NH."
      ]
    },
    {
      "period": "2025-11-01",
      "period_label": "November 2025",
      "notes": [
        "Added the business name Convergence Wealth.",
        "Added an office in Forsyth, MO."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "LPL Financial LLC",
      "name_as_filed": "LPL FINANCIAL LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/convergence-financial-columbia-mo-304146.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 2018,
      "fewer_than_5": false,
      "raum": 294602246.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 647,
      "fewer_than_5": false,
      "raum": 582680104.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 9,
      "fewer_than_5": false,
      "raum": 2714381.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 18,
      "fewer_than_5": false,
      "raum": 6313323.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 22,
      "fewer_than_5": false,
      "raum": 17645297.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/304146",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}