# Continuum Wealth Advisors, LLC

> Continuum Wealth Advisors, LLC is an SEC-registered investment advisory firm in Saratoga Springs, NY, registered since 2010, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 15, 2026.

- CRD: 152895
- Filed as: CONTINUUM WEALTH ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Saratoga Springs, NY
- Filing period: October 2026
- Form ADV filing dated: July 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/152895
- AdvisorCensus page: https://advisorcensus.com/firm/continuum-wealth-advisors-llc-saratoga-springs-ny-152895

## Quick answers

**How is Continuum Wealth Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Continuum Wealth Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Continuum Wealth Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated July 15, 2026 states: Flat fee: up to $4,500 (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Continuum Wealth Advisors, LLC located?**
Continuum Wealth Advisors, LLC's principal office is in Saratoga Springs, NY, according to its Form ADV.

**Is Continuum Wealth Advisors, LLC registered with the SEC or a state?**
Continuum Wealth Advisors, LLC is an SEC-registered investment advisory firm, registered since 2010. Status as filed: Approved. CRD 152895.

**How much does Continuum Wealth Advisors, LLC manage?**
Continuum Wealth Advisors, LLC reports $345,582,814 in regulatory assets under management in its Form ADV filing dated July 15, 2026 (98% discretionary).

**How have Continuum Wealth Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Continuum Wealth Advisors, LLC: Regulatory assets under management: $145,134,000 in the October 2021 data and $345,582,814 in the October 2026 data, up 138%. Total employees: 4 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Continuum Wealth Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (224); high net worth individuals (104).

**Which custodians does Continuum Wealth Advisors, LLC use?**
Continuum Wealth Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Continuum Wealth Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/152895

**Does Continuum Wealth Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated July 15, 2026 says: "Continuum generally requires a minimum relationship size of $500,000. The minimum relationship size may be waived at the sole discretion of the Advisor."

**What changed in Continuum Wealth Advisors, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 4 to 5. Regulatory assets under management went from $254,267,440 to $345,582,814 (+36%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 15, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Continuum generally requires a minimum relationship size of $500,000. The minimum relationship size may be waived at the sole discretion of the Advisor.

- Flat fee: up to $4,500 (financial planning services)

> Clients may choose to engage the Advisor separately for a fixed fee engagement ranging up to $4,500. Fees are negotiable depending on the nature and complexity of each Client’s circumstances.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $345,582,814
- Discretionary: $337,567,211
- Non-discretionary: $8,015,603

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 224 | $83,524,270 |
| High net worth individuals | 104 | $254,042,941 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $8,015,603 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2010 (16 years)
- Employees: 7 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [contwealth.com](https://contwealth.com)
- Facebook @continuumwealthadvisors
- LinkedIn @continuum-wealth-advisors-llc
- YouTube @continuumwealthadvisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $145,134,000 | 4 | September 28, 2021 |
| October 2022 | $183,150,000 | 5 | May 9, 2022 |
| October 2023 | $169,255,785 | 5 | March 20, 2023 |
| October 2024 | $207,078,300 | 5 | August 12, 2024 |
| October 2025 | $254,267,440 | 5 | February 13, 2025 |
| October 2026 | $345,582,814 | 7 | July 15, 2026 |

Regulatory assets under management: $145,134,000 in the October 2021 data and $345,582,814 in the October 2026 data, up 138%.
Total employees: 4 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 4 to 5.
- Regulatory assets under management went from $254,267,440 to $345,582,814 (+36%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Continuum Wealth Advisors, LLC (CRD 152895): Form ADV filing data as of October 2026.