# Continuum Advisory, LLC

> Continuum Advisory, LLC is an SEC-registered investment advisory firm in Eagle, ID, registered since 2016, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 283155
- Filed as: CONTINUUM ADVISORY, LLC
- Also doing business as: 3 FINANCIAL GROUP, ATHENABLE INVESTMENT STRATEGIES, CLARK STREET FINANCIAL, HANOVER FINANCIAL - BOZEMAN, MT, HANOVER FINANCIAL - NY, NY, HANOVER FINANCIAL GROUP, KELLY FINANCIAL ADVISORS, LLC, LENTINI FINANCIAL ADVISORY, LIFETIME CONTINUUM, MCCARTIN FINANCIAL SERVICES, MOSAIC FINANCIAL GROUP, RASSLER FINANCIAL, THOMANN FINANCIAL SERVICES, TRANSITIONAL WEALTH STRATEGIES, WEALTH MANAGEMENT ASSOCIATES, WEALTH MANAGEMENT ASSOCIATES - BOZEMAN, MT, WEALTH MANAGEMENT ASSOCIATES - FOLSOM, CA
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Eagle, ID
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283155
- AdvisorCensus page: https://advisorcensus.com/firm/continuum-advisory-llc-eagle-id-283155

## Quick answers

**How is Continuum Advisory, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Continuum Advisory, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Continuum Advisory, LLC located?**
Continuum Advisory, LLC's principal office is in Eagle, ID, according to its Form ADV; the April 2026 filing also lists 13 other offices (Schedule D, Section 1.F).

**Is Continuum Advisory, LLC registered with the SEC or a state?**
Continuum Advisory, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 283155.

**How much does Continuum Advisory, LLC manage?**
Continuum Advisory, LLC reports $1,907,940,341 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (99% discretionary).

**How have Continuum Advisory, LLC's assets and staff changed since 2021?**
In the Form ADV data for Continuum Advisory, LLC: Regulatory assets under management: $565,989,652 in the October 2021 data and $1,907,940,341 in the October 2026 data, up 237%. Total employees: 61 in October 2021 and 66 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Continuum Advisory, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,442); high net worth individuals (902); pension and profit sharing plans (but not the plan participants or government pension plans) (47).

**Which custodians does Continuum Advisory, LLC use?**
Continuum Advisory, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Betterment Securities and Charles Schwab as custodians holding 10% or more of its separately managed account assets.

**Does Continuum Advisory, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283155

**What changed in Continuum Advisory, LLC's recent Form ADV filings?**
In the April 2026 filing data: No longer lists the business name American Financial Management. Added the business name Wealth Management Associates - Folsom, CA. Added the business name Lifetime Continuum. Employees performing advisory functions went from 33 to 32. Regulatory assets under management went from $1,417,081,752 to $1,907,940,341 (+35%). Registered or notice-filed in AL, IN, KY, MS, NE, OK, RI, SD, WV, WY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Betterment Securities
- Charles Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,907,940,341
- Discretionary: $1,893,270,619
- Non-discretionary: $14,669,722

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,442 | $512,110,752 |
| High net worth individuals | 902 | $1,299,691,366 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 47 | $29,213,141 |
| Charitable organizations | 30 | $9,503,197 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 40 | $57,421,885 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2016 (10 years)
- Employees: 66 total, 32 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Annapolis, MD
- Bentonville, AR
- Bozeman, MT
- Chester, MD
- Folsom, CA
- Honolulu, HI
- Liberty, MO
- Philadelphia, PA
- Phoenix, AZ
- Santa Clarita, CA
- Sonora, CA
- Stowe, VT
- Tampa, FL

### Websites listed on Form ADV (Item 1.I)
- 3financialgroup.com
- americanfinancialmanagement.com
- athenableis.com
- clarkstreetfinancial.com
- continuumadvisory.com
- getkfa.com
- hanoverfg.com
- lentinifinancialadvisory.com
- mccartinfinancialservices.com
- mosaicfingroup.com
- rasslerfinancial.com
- thomannfinancial.com
- transitionalwealth.com
- wealth-mgt.net

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $565,989,652 | 61 | September 8, 2021 |
| October 2022 | $820,093,491 | 61 | March 30, 2022 |
| October 2023 | $1,019,114,914 | 67 | September 12, 2023 |
| October 2024 | $1,292,188,582 | 66 | June 12, 2024 |
| October 2025 | $1,417,081,752 | 69 | March 28, 2025 |
| October 2026 | $1,907,940,341 | 66 | March 30, 2026 |

Regulatory assets under management: $565,989,652 in the October 2021 data and $1,907,940,341 in the October 2026 data, up 237%.
Total employees: 61 in October 2021 and 66 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- No longer lists the business name American Financial Management.
- Added the business name Wealth Management Associates - Folsom, CA.
- Added the business name Lifetime Continuum.
- Employees performing advisory functions went from 33 to 32.
- Regulatory assets under management went from $1,417,081,752 to $1,907,940,341 (+35%).
- Registered or notice-filed in AL, IN, KY, MS, NE, OK, RI, SD, WV, WY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Continuum Advisory, LLC (CRD 283155): Form ADV filing data as of October 2026.