{
  "crd_number": 305925,
  "slug": "concepts-financial-services-llc-kirkland-wa-305925",
  "primary_business_name": "CONCEPTS FINANCIAL SERVICES, LLC",
  "legal_name": "CONCEPTS FINANCIAL SERVICES, LLC",
  "dbas": [],
  "city": "Kirkland",
  "state": "WA",
  "country": "United States",
  "cbsa_code": "42660",
  "metro": {
    "cbsa_code": "42660",
    "common_name": "Seattle",
    "msa_name": "Seattle-Tacoma-Bellevue, WA",
    "path": "/advisors/wa/seattle"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2020-06-25",
  "years_registered": 6,
  "period": "2026-10-01",
  "filing_date": "2026-03-23",
  "carried_forward": false,
  "raum_total": 22856659.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 22856659.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 17608836.0,
      "count": 90
    },
    "high_net_worth_individuals": {
      "raum": 5167849.0,
      "count": 4
    },
    "corporations_other_businesses": {
      "raum": 79974.0,
      "count": 2
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "WA"
  ],
  "websites": [],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/305925",
  "city_as_filed": "KIRKLAND",
  "url": "https://advisorcensus.com/firm/concepts-financial-services-llc-kirkland-wa-305925",
  "display_name": "Concepts Financial Services, LLC",
  "summary": "Concepts Financial Services, LLC is a state-registered investment advisory firm in Kirkland, WA, registered since 2020, reporting under $25 million in regulatory assets under management in its Form ADV filing dated March 23, 2026.",
  "citation": "AdvisorCensus. Concepts Financial Services, LLC (CRD 305925): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Concepts Financial Services, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Concepts Financial Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Concepts Financial Services, LLC located?",
      "a": "Concepts Financial Services, LLC's principal office is in Kirkland, WA, according to its Form ADV."
    },
    {
      "q": "Is Concepts Financial Services, LLC registered with the SEC or a state?",
      "a": "Concepts Financial Services, LLC is a state-registered investment advisory firm, registered since 2020. Status as filed: APPROVED. CRD 305925."
    },
    {
      "q": "How much does Concepts Financial Services, LLC manage?",
      "a": "Concepts Financial Services, LLC reports $22,856,659 in regulatory assets under management in its Form ADV filing dated March 23, 2026 (0% discretionary)."
    },
    {
      "q": "What types of clients does Concepts Financial Services, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (90); high net worth individuals (4); corporations or other businesses not listed above (2)."
    },
    {
      "q": "Does Concepts Financial Services, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/305925"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/concepts-financial-services-llc-kirkland-wa-305925.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 90,
      "fewer_than_5": false,
      "raum": 17608836.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 4,
      "fewer_than_5": false,
      "raum": 5167849.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 2,
      "fewer_than_5": false,
      "raum": 79974.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/305925",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}