# Comprehensive Wealth Management

> Comprehensive Wealth Management is an SEC-registered investment advisory firm in Lynnwood, WA, registered since 2008, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 116958
- Filed as: COMPREHENSIVE WEALTH MANAGEMENT
- Legal name: Comprehensive Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lynnwood, WA
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/116958
- AdvisorCensus page: https://advisorcensus.com/firm/comprehensive-wealth-management-lynnwood-wa-116958

## Quick answers

**How is Comprehensive Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Comprehensive Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); commissions.

**How much does Comprehensive Wealth Management charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Comprehensive Wealth Management located?**
Comprehensive Wealth Management's principal office is in Lynnwood, WA, according to its Form ADV.

**Is Comprehensive Wealth Management registered with the SEC or a state?**
Comprehensive Wealth Management is an SEC-registered investment advisory firm, registered since 2008. Status as filed: Approved. CRD 116958.

**How much does Comprehensive Wealth Management manage?**
Comprehensive Wealth Management reports $338,397,742 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (95% discretionary).

**How have Comprehensive Wealth Management's assets and staff changed since 2021?**
In the Form ADV data for Comprehensive Wealth Management: Regulatory assets under management: $306,217,347 in the October 2021 data and $338,397,742 in the October 2026 data, up 11%. Total employees: 11 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Comprehensive Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (270); high net worth individuals (108); pension and profit sharing plans (but not the plan participants or government pension plans) (6).

**Which custodians does Comprehensive Wealth Management use?**
Comprehensive Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co. Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Comprehensive Wealth Management report any disciplinary disclosures?**
Reports 5 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation), 11.D(4) (another regulator's order in the past ten years), 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction), 11.E(2) (self-regulatory organization's finding of a rule violation), and 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/116958

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it)

> CWM’s annual fee for services generally ranges between 0.5% and 2% of total assets under management for the services outlined above.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co. Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $338,397,742
- Discretionary: $322,678,228
- Non-discretionary: $15,719,514

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 270 | $90,031,091 |
| High net worth individuals | 108 | $243,661,319 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 6 | $2,345,815 |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 5 | $2,359,517 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2008 (18 years)
- Employees: 11 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, ID, OR, TX, VT, WA
- Disclosures (Item 11): Reports 5 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.D(5): Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?
- 11.E(2): Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?
- 11.E(4): Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/116958

### Websites listed on Form ADV (Item 1.I)
- comprehensivewealth.com
- cwmnw.com
- Facebook @COMPREHENSIVEWEALTH
- Instagram @CWM_TEAM
- LinkedIn @COMPREHENSIVE-WEALTH-MANAGEMENT-LLC
- Pinterest @CWM_TEAM
- X @CWM_TEAM

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $306,217,347 | 11 | March 31, 2021 |
| October 2022 | $328,788,543 | 11 | March 31, 2022 |
| October 2023 | $280,754,746 | 12 | March 31, 2023 |
| October 2024 | $298,587,422 | 13 | September 20, 2024 |
| October 2025 | $308,380,000 | 12 | April 30, 2025 |
| October 2026 | $338,397,742 | 11 | March 31, 2026 |

Regulatory assets under management: $306,217,347 in the October 2021 data and $338,397,742 in the October 2026 data, up 11%.
Total employees: 11 in October 2021 and 11 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Comprehensive Wealth Management (CRD 116958): Form ADV filing data as of October 2026.