# Comprehensive Financial Consultants

> Comprehensive Financial Consultants is an SEC-registered investment advisory firm in Cicero, IN, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 17, 2026.

- CRD: 310603
- Filed as: COMPREHENSIVE FINANCIAL CONSULTANTS
- Legal name: CFC Planning Company, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cicero, IN
- Filing period: October 2026
- Form ADV filing dated: March 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/310603
- AdvisorCensus page: https://advisorcensus.com/firm/comprehensive-financial-consultants-cicero-in-310603

## Quick answers

**How is Comprehensive Financial Consultants compensated?**
On its Form ADV (Item 5.E, October 2026), Comprehensive Financial Consultants reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Comprehensive Financial Consultants charge?**
Its Form ADV Part 2A brochure dated March 17, 2026 states: Flat fee: $500 to $10,000 (one-time comprehensive and limited topics financial planning services); Subscription: $125 to $2,500 a quarter (ongoing financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Comprehensive Financial Consultants located?**
Comprehensive Financial Consultants' principal office is in Cicero, IN, according to its Form ADV.

**Is Comprehensive Financial Consultants registered with the SEC or a state?**
Comprehensive Financial Consultants is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 310603.

**How much does Comprehensive Financial Consultants manage?**
Comprehensive Financial Consultants reports $187,285,623 in regulatory assets under management in its Form ADV filing dated March 17, 2026 (99% discretionary).

**How have Comprehensive Financial Consultants' assets and staff changed since 2025?**
In the Form ADV data for Comprehensive Financial Consultants: Regulatory assets under management: $139,984,370 in the October 2025 data and $187,285,623 in the October 2026 data, up 34%. Total employees: 7 in October 2025 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Comprehensive Financial Consultants serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (315); high net worth individuals (61); corporations or other businesses not listed above (9).

**Which custodians does Comprehensive Financial Consultants use?**
Comprehensive Financial Consultants' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Comprehensive Financial Consultants report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/310603

**Does Comprehensive Financial Consultants state an account minimum?**
Its Form ADV Part 2A brochure dated March 17, 2026 says: "We offer our services to individuals, high net worth individuals, corporations and other business entities, charities, and pension and profit-sharing plans. We do not require a minimum account size."

**What changed in Comprehensive Financial Consultants' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $139,984,370 to $187,285,623 (+34%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 17, 2026)

- Account minimum: None

> We offer our services to individuals, high net worth individuals, corporations and other business entities, charities, and pension and profit-sharing plans. We do not require a minimum account size.

- Flat fee: $500 to $10,000 (one-time comprehensive and limited topics financial planning services)

> Our one-time comprehensive and limited topics financial planning services are offered on a fixed fee basis ranging between $500 to $10,000.

- Subscription: $125 to $2,500 a quarter (ongoing financial planning services)

> For ongoing financial planning services, we charge a quarterly fee between $125 to $2,500.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $187,285,623
- Discretionary: $185,712,501
- Non-discretionary: $1,573,122

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 315 | $71,031,474 |
| High net worth individuals | 61 | $108,596,670 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $1,573,122 |
| Charitable organizations | 7 | $4,797,371 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | Fewer than 5 | $195,845 |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 9 | $1,091,141 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2024 (1 year)
- Employees: 9 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cfcplans.com
- Facebook @CFCPLANS

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $139,984,370 | 7 | March 28, 2025 |
| October 2026 | $187,285,623 | 9 | March 17, 2026 |

Regulatory assets under management: $139,984,370 in the October 2025 data and $187,285,623 in the October 2026 data, up 34%.
Total employees: 7 in October 2025 and 9 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $139,984,370 to $187,285,623 (+34%).

### December 2025
- Registered or notice-filed in TX.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Comprehensive Financial Consultants (CRD 310603): Form ADV filing data as of October 2026.