# Comprehensive Financial Advisers

> Comprehensive Financial Advisers is a state-registered investment advisory firm in Exton, PA, registered since 1998, with no regulatory assets under management reported in its Form ADV filing dated January 16, 2026.

- CRD: 121488
- Filed as: COMPREHENSIVE FINANCIAL ADVISERS
- Legal name: Robert Owen Smith DBA Comprehensive Financial Advisers
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Exton, PA
- Filing period: October 2026
- Form ADV filing dated: January 16, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/121488
- AdvisorCensus page: https://advisorcensus.com/firm/comprehensive-financial-advisers-exton-pa-121488

## Quick answers

**How is Comprehensive Financial Advisers compensated?**
On its Form ADV (Item 5.E, October 2026), Comprehensive Financial Advisers reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Comprehensive Financial Advisers located?**
Comprehensive Financial Advisers' principal office is in Exton, PA, according to its Form ADV.

**Is Comprehensive Financial Advisers registered with the SEC or a state?**
Comprehensive Financial Advisers is a state-registered investment advisory firm, registered since 1998. Status as filed: APPROVED. CRD 121488.

**Does Comprehensive Financial Advisers report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/121488

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 1998 (28 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DE, NJ, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- financialimpact.net
- LinkedIn @ROBERT-O-SMITH-MS-CFP%C2%AE-CLTC-935A3249

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Comprehensive Financial Advisers (CRD 121488): Form ADV filing data as of October 2026.